See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

118 Shady Brook Cir Unit 101, Saint Simons Island, GA, 31522

3beds
2baths
1,440sqft
$435,000
$302price/sqft
$2,805/moest. monthly cost
$112,200/yrincome needed

About This Home

Have you been dreaming of owning a condo on beautiful St. Simons with no rental restrictions! Your opportunity has arrived! Welcome to this beautifully updated, first floor condo offering the perfect blend of comfort, style, and island charm—all within a desirable community featuring a sparkling pool. Step inside to discover an open-concept living, dining, and kitchen area designed for effortless flow and everyday living. The home has been thoughtfully updated with luxury vinyl plank (LVP) flooring less than a year old, fresh interior paint throughout (excluding the primary suite), new ceiling fans and modern light fixtures, plus all-new doors and windows complete with a lifetime transferable warranty. A custom Tabby fireplace adds a distinctive coastal touch, while a generator plug in the garage provides added peace of mind. The kitchen is both functional and inviting, featuring white cabinetry, solid surface countertops, generous prep space, and all appliances conveying—making this home truly move-in ready. The spacious primary suite serves as a private retreat with a large bedroom, en suite bath, double vanity, soaking tub, separate shower, and his-and-her closets. Secondary bedrooms are generously sized and share a well-appointed hall bath, offering comfort for family and guests alike. Offered partially furnished, this condo makes transitioning to island life effortless. Whether you're looking for a primary residence, second home, or investment opportunity, this property checks all the boxes. Come experience what island living is all about!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
Glynn Middle SchoolGrades 6-85.5 mi
10/10
Glynn AcademyGrades 9-125.9 mi

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 0412276

Features

  • Pool features: Association

Lot

  • Lot size dimensions: ,,,

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$199$2,388
Property Taxes $188$2,256
Electricity $219$2,637
Total$2,805$33,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,171/yr
40% on housing$84,150/yr
45% on housing$74,800/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$408
Glynn County$350

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$429,000
2026-03-19Price change$435,000
2026-03-04Listed for sale$439,900
2020-12-10Sold$266,000
2020-10-15Listed for sale$269,900
2020-08-18Listing removed$279,900
2020-06-25Price change$279,900
2020-01-20Listed for sale$289,900
2017-05-02Sold$124,000
2017-04-26Listed for sale$125,500
2017-04-15Pending sale$125,500
2017-04-12Listed for sale$125,500
2017-02-07Listing removed$119,500
2017-01-21Listed for sale$119,500

For Sale by Agent

AgentAlli Sweat
BrokerageSouth + East Properties

Similar Homes