180 Palm St, Saint Simons Island, GA, 31522
About This Home
NEW ROOF offering immediate peace of mind and an insurance perk! This well-maintained 2-bedroom, 2-bath home on mid-North St. Simons Island delivers low-maintenance coastal living, NO HOA and excellent flexibility as a primary residence or investment. This charming coastal home features a cozy living room, dining area, move-in ready interior with all appliances conveying including W/D. Ideal location near shopping, parks, and restaurants. Private patio sitting area, fully fenced yard with two entry gates, no HOA, X Flood Zone, HVAC replaced in 2022, water heater 2026, and dishwasher 2018. This property offers low-maintenance ownership and strong appeal as a primary residence, second home, or investment property.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Asphalt
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Electric Appliances,Washer/Dryer Stacked,Dishwasher,Microwave,Oven,Range,Refrigerator
- Laundry features: In Kitchen,Washer Hookup,Dryer Hookup,Stacked
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Pull Down Attic Stairs,Ceiling Fan(s)
- Flooring: Carpet,Tile,Wood
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 816 sqft
Property
Details
- Parcel number: 0413639
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Patio,Paved Driveway
- Fencing: Wood,Fenced
Lot
- Lot size: 2,613 sqft
- Lot size dimensions: ,,,
Parking
- Total spaces: 2
- Parking features: Driveway,Paved
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Wildfire
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance * | $173 | $2,076 |
| Property Taxes | $788 | $9,456 |
| Electricity | $219 | $2,637 |
| Total | $3,096 | $37,152 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Price change | $379,000 |
| 2026-01-30 | Listed for sale | $390,000 |
| 2006-02-10 | Sold | $195,000 |
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