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302 E Island Square Drive, Saint Simons Island, GA, 31522

2beds
2baths
1,076sqft
$364,900
$339price/sqft
$2,962/moest. monthly cost
$118,480/yrincome needed

About This Home

Welcome to this FULLY FURNISHED 2bed + enclosed sunroom/bonus space, 2 full bath condo located in the heart of Saint Simons Island. This meticulously maintained upper level condo includes a new water heater and is fully equipped with all kitchen appliances and washer & dryer, and all furniture making it truly turn-key ready. From kitchen with breakfast nook, to dining space over looking living room for an open concept floor plan. Primary bedroom with bathroom ensuite, and his and hers closets. Included is an exterior storage closet, perfect to store beach equipment/bikes, and more. Conveniently located right by Starbucks, Chick-Fil-La, Winn-Dixie grocery & strip mall for shopping, Saint Simons Airport, and near the beaches. Enjoy Island Square condos' gated community for exclusivity and amenities including pool and fitness facility. Current STVR Certificate. Schedule your showing today on this move-in ready beach condo!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
5/10
Glynn Middle SchoolGrades 6-85.5 mi
10/10
Glynn AcademyGrades 9-125.9 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Metal,Ridge Vents

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Range,Dryer,Refrigerator,Washer
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Area,Ceiling Fan(s),Recessed Lighting,Tub Shower
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,076 sqft

Property

Details

  • Parcel number: 0412806
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Pool features: Community
  • Exterior features: Other
  • Has view: Yes
  • View description: Panoramic

Lot

  • Features: None

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$167$2,004
Property Taxes $731$8,772
Electricity $219$2,637
Total$2,962$35,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,554/yr
40% on housing$88,860/yr
45% on housing$78,986/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$408
Glynn County$350

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$372,000
2025-04-04Sold$365,000
2024-01-02Sold$218,750
2023-07-07Sold$275,000
2023-06-15Pending sale$279,000
2023-05-12Listed for sale$279,000
2023-05-01Pending sale$279,000
2023-04-20Listed for sale$279,000
2021-02-26Listing removed--
2020-12-20Price change$1,275
2020-12-18Listed for rent$1,250
2014-12-11Listing removed$900
2014-11-27Listed for rent$900
2012-12-01Listing removed$850
2012-09-25Listed for rent$850
2011-09-18Listing removed$850
2011-08-24Listed for sale$850
2006-04-07Sold$195,000

For Sale by Agent

AgentSharleen Ryan
BrokerageSalt Marsh Realty LLC

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