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409 Fairway Villas, Saint Simons Island, GA, 31522

2beds
3baths
1,558sqft
$429,000
$275price/sqft
$3,452/moest. monthly cost
$138,080/yrincome needed

About This Home

Lovely 2-bedroom Golf Front Fairway Villa in desirable Sea Palms Resort. This 2-bedroom 2.5-bath condo is more than move-in ready. The renovated kitchen, dining room, living room with new white Oak flooring, powder room, and laundry are on the main floor, which features fairway views and gorgeous Live Oak trees. The rear open deck overlooks a small stream and the #1 Fairway of the Sea Palms Golf Course. Upstairs are two bedrooms, each with nicely updated bathrooms vaulted ceiling, and spacious closets. Enjoy your morning coffee or an evening cocktail on the rear deck. This villa is within walking distance of the popular Sago restaurant within Sea Palms Clubhouse. You have no rental restrictions, you may rent long-term, short-term, as a second home or a primary residence. New HVAC in 2026. Shiplap wall covering in living room elevates the decor. This villa will not be on the market long!!! More photos to be uploaded after MLS changeover on Monday, the 18th.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Glynn Middle SchoolGrades 6-87.9 mi
10/10
Glynn AcademyGrades 9-128.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled,As Is
  • Year built: 1972

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt,Composition
  • Construction materials: Frame,Wood Siding,Tabby

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Disposal,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Pantry,Shower Only,Sitting Area
  • Flooring: Carpet,Tile
  • Common walls with other units/homes: 2+ Common Walls

Interior Area

  • Total interior livable area: 1,558 sqft

Property

Details

  • Parcel number: 0400471
  • Special condition: Standard

Features

  • Private pool: Yes
  • Has view: Yes
  • View description: Golf Course,Neighborhood

Lot

  • Features: On Golf Course

Parking

  • Parking features: Assigned,Guest,Other,Paved,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Wildfire
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$196$2,352
Property Taxes $868$10,416
Electricity $219$2,637
Total$3,452$41,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,354/yr
40% on housing$103,560/yr
45% on housing$92,053/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$408
Glynn County$350

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$419,000
2026-05-28Listed for sale$429,000
2026-05-19Pending sale$429,000
2026-05-14Listed for sale$429,000
2026-02-17Listing removed$2,600
2025-05-07Listed for rent$2,600
2023-11-01Listing removed--
2023-10-11Pending sale$399,900
2023-10-10Sold$386,500
2023-09-10Pending sale$399,900
2023-09-04Listed for sale$399,900
2016-02-17Listing removed$169,900
2016-02-03Listed for sale$169,900
2012-06-19Sold$115,000

For Sale by Agent

AgentSusan Imhoff
BrokerageDeLoach Sotheby's International Realty

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