205 Palm Dr, Saint Simons Island, GA, 31522
About This Home
Discover the perfect St. Simons Island condo in the highly sought-after Sea Palms community! This beautifully maintained 3-bedroom, 2.5-bath condominium offers more than 1,700 square feet of spacious living and is being sold completely furnished, making it a true turnkey property ready for immediate enjoyment or rental income. Ideal as a primary residence, vacation home, or investment property, this move-in-ready condo is just a short walk to the Sea Palms Golf Club, the popular Sago at Sea Palms restaurant, and community amenities. Step onto your private balcony and relax while overlooking beautifully landscaped grounds and majestic live oaks that capture the charm of coastal Georgia. Residents enjoy a large community pool with scenic views of the golf course, as well as access to the spacious clubhouse. Whether you're searching for a golf course condo, a fully furnished vacation rental, or a low-maintenance island retreat, this exceptional home offers the perfect blend of comfort, convenience, and location. Located in one of the most desirable communities at mid-island St. Simons Island, you'll be just minutes from beaches, shopping, dining, biking trails, and all the island's most popular attractions. Don't miss this rare opportunity to own a turnkey condo in Sea Palms, where island living meets investment potential.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1974
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Tabby
Type & Style
- Home type: Condo
- Architectural style: Cape Cod
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Washer
- Laundry features: Laundry Closet
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Entrance Foyer
- Flooring: Carpet,Tile
- Finished area below ground: 1,792
- Finished area above ground: 1,792
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 3,584
- Total interior livable area: 3,584 sqft
Property
Details
- Parcel number: 0400362
- Attached to another structure: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
Lot
- Features: Other
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,272 | $27,264 |
| Home Insurance * | $206 | $2,472 |
| Property Taxes | $194 | $2,328 |
| Electricity | $348 | $4,178 |
| Total | $3,020 | $36,240 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $449,500 |
| 1999-06-01 | Sold | $150,000 |
View on Zillow