103 Bellerive, Saint Simons Island, GA, 31522
About This Home
Tucked within the coveted Island Club on St. Simons' south end, this beautifully updated home offers rare lagoon front privacy paired with refined, designer selected interiors. Thoughtfully styled and impeccably maintained, 103 Bellerive delivers the ease of coastal living with a sophisticated, modern aesthetic. An open, light filled layout showcases designer finishes throughout. With a large primary suite downstairs and two bedrooms, a jack and jill bathroom, and a bonus room upstairs, the split floorplan lends itself easily to everyday living and effortless entertaining. The kitchen blends style and function with custom details, including a 6 burner Viking range and wine refrigerator, and a clean, coastal palette. The dining and living areas offer generous space and lagoon views. Off the kitchen is the first of two dedicated offices with beautiful natural light and plenty of built-in storage. Outdoor living shines here: a private backyard framed by mature landscaping and peaceful water views makes the perfect setting for morning coffee, evening cocktails, or quiet moments by the lagoon. Located in one of St. Simons Island's most desirable gated communities, this home offers the ideal combination of privacy, south end convenience, and elevated design—a rare opportunity in the Island Club.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: As Is,Renovated
- Year built: 1988
Materials
- Foundation: Slab
- Roof: Asphalt,Shingle
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Other,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Microwave,Oven,Range,Refrigerator,Range Hood,Wine Cooler
- Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Beamed Ceilings,Built-in Features,Double Vanity,High Ceilings,Recessed Lighting,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s),Curved Staircase,Open Staircase,Separate Shower,Primary on First Floor,Primary Suite,Breakfast Bar
- Window features: Double Pane Windows
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,494 sqft
Property
Details
- Parcel number: 0407689
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Terrace
- Exterior features: Awning(s),Outdoor Grill,Private Yard
- Has view: Yes
- View description: Other
- On waterfront: Yes
- Waterbody name: Community
Lot
- Lot size: 0.48 Acres
- Features: Back Yard,Cul-De-Sac,Landscaped
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,556 | $114,672 |
| Home Insurance * | $867 | $10,404 |
| Property Taxes | $819 | $9,828 |
| Electricity | $339 | $4,073 |
| Total | $11,581 | $138,972 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $1,890,000 |
| 2026-06-26 | Listed for sale | $1,890,000 |
| 2026-06-17 | Pending sale | $1,890,000 |
| 2026-06-15 | Listed for sale | $1,890,000 |
| 2024-02-02 | Sold | $1,250,000 |
| 2013-09-25 | Sold | $635,000 |
| 2013-05-29 | Sold | $600,000 |
| 2012-11-18 | Price change | $695,000 |
| 2012-11-15 | Price change | $720,000 |
| 2012-10-28 | Price change | $745,000 |
| 2012-10-22 | Price change | $770,000 |
| 2012-09-12 | Price change | $795,000 |
| 2011-03-11 | Listed for sale | $998,000 |
View on Zillow