120 Township Bluff Cir, Saint Simons Island, GA, 31522
About This Home
Stop looking and start packing! This 3BR/2BA Mid-North island cottage offers effortless, one-level living with zero steps. Inside: Open-concept great room with high ceilings, wood floors, and a renovated kitchen. The split-bedroom plan features a private primary retreat with a walk-in shower and huge closet. Plantation shutters throughout! Outside: A charming rocking-chair front porch and a pretty sunroom overlooking a fenced, landscaped yard. Bonus: The 2-car garage is fully heated and cooled with its own mini-split, a rare find! Low maintenance and high style. Whether it’s the golf course or the beach, you’re minutes away from it all. Tenant occupied, shown by appointment. Pictures are from when the seller lived there.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: HardiPlank Type,Shake Siding,Drywall
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Electric Appliances,Dishwasher,Microwave,Oven,Range,Refrigerator,Water Softener
- Laundry features: In Hall,Washer Hookup,Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Area,Kitchen Island,Ceiling Fan(s),Programmable Thermostat,Cable TV
- Window features: Double Pane Windows
- Flooring: Carpet,Other,Tile
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Electric,Attic Fan
Interior Area
- Total interior livable area: 2,099 sqft
Property
Details
- Parcel number: 0413750
- Zoning description: Res Single
Features
- Pool features: None
- Patio & porch: Open,Patio
- Exterior features: Patio,Paved Driveway
- Fencing: Wood,Partial
- Has view: Yes
- View description: Residential
Lot
- Lot size: 7,405 sqft
- Lot size dimensions: ,,,
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Wildfire
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,514 | $42,168 |
| Home Insurance * | $318 | $3,816 |
| Property Taxes | $1,059 | $12,708 |
| Electricity | $219 | $2,637 |
| Total | $5,110 | $61,320 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $685,000 |
| 2026-03-25 | Listed for sale | $695,000 |
| 2023-03-18 | Listing removed | -- |
| 2023-01-20 | Listed for sale | $675,000 |
| 2022-07-01 | Sold | $600,000 |
| 2022-04-27 | Pending sale | $582,336 |
| 2022-04-25 | Listed for sale | $582,336 |
| 2022-04-25 | Contingent | $582,336 |
| 2022-04-22 | Listed for sale | $582,336 |
| 2021-03-24 | Listing removed | -- |
| 2020-08-18 | Sold | $420,000 |
| 2020-08-08 | Pending sale | $425,000 |
| 2020-06-17 | Listed for sale | $425,000 |
| 2019-07-19 | Sold | $380,000 |
| 2019-06-19 | Pending sale | $385,000 |
| 2019-05-21 | Listed for sale | $385,000 |
| 2019-04-19 | Sold | $417,500 |
| 2019-03-21 | Listed for sale | $400,000 |
| 2019-02-11 | Listing removed | $400,000 |
| 2019-01-28 | Price change | $400,000 |
| 2018-11-08 | Listed for sale | $415,000 |
| 2016-03-31 | Sold | $365,500 |
| 2015-12-30 | Listing removed | $379,990 |
| 2015-09-15 | Listed for sale | $379,990 |
| 2015-03-30 | Sold | $620,000 |
| 2015-03-20 | Listed for sale | $399,990 |
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