530 Clement Cir, Saint Simons Island, GA, 31522
About This Home
Discover this charming 4-bedroom, 2.5-bath coastal cottage situated in the highly sought-after "The Commons at Frederica" neighborhood on St. Simons Island. Offering 2,871 square feet of thoughtfully designed living space across two stories, this home perfectly blends classic coastal architecture with modern upgrades and comforts. Step inside to find a freshly renovated kitchen featuring a large island, breakfast nook, and high-end finishes-ideal for casual meals and entertaining. Numerous upgrades throughout enhance both style and functionality. The spacious family room opens to a relaxing screened porch, creating seamless indoor-outdoor living. Additional highlights include a bright sun room, a private balcony overlooking the park (perfect for morning coffee or evening relaxation), and includes emergency generator with transfer switch for peace of mind. Outside, enjoy your own inground saltwater pool equipped with both heater and chiller, offering year-round enjoyment in a beautifully landscaped setting. An oversized two-car garage completes the package. Located in the peaceful, tree-lined "The Commons at Frederica", this home offers convenient access to the Golden Isles lifestyle, including nearby beaches, golf, dining, and community amenities, all while maintaining a quiet, family-friendly atmosphere with park views. Whether you're seeking a primary residence or a low-maintenance coastal getaway, this upgraded 2-story cottage delivers exceptional value and island living at its best.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2000
Materials
- Roof: Asphalt,Ridge Vents
- Construction materials: Concrete,Drywall
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Electric Appliances,Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Self Cleaning Oven,Water Softener,Washer
- Laundry features: Laundry Room,Laundry Tub,Sink
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Attic,Breakfast Bar,Butler's Pantry,Breakfast Area,High Ceilings,Kitchen Island,Paneling/Wainscoting,Vaulted Ceiling(s),Ceiling Fan(s),Programmable Thermostat
- Window features: Double Pane Windows
- Flooring: Hardwood,Tile
- Attic: Partially Floored
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total interior livable area: 2,851 sqft
Property
Details
- Parcel number: 0410644
Features
- Levels: Two
- Stories: 2
- Pool features: Heated,In Ground,Pool,Salt Water
- Patio & porch: Enclosed,Patio,Porch,Screened
- Exterior features: Columns,Outdoor Shower,Porch,Patio,Sprinkler/Irrigation,Paved Driveway
- Fencing: Privacy,Wood,Partial
- Has view: Yes
- View description: Park/Greenbelt,Residential
Lot
- Lot size: 8,276 sqft
- Features: Sprinkler System
- Lot size dimensions: ,,,
Parking
- Total spaces: 3
- Parking features: Driveway,Garage Door Opener,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Wildfire
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,141 | $49,692 |
| Home Insurance * | $375 | $4,500 |
| Property Taxes | $257 | $3,084 |
| Electricity | $276 | $3,323 |
| Total | $5,049 | $60,588 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Listed for sale | $819,000 |
| 2001-08-01 | Sold | $259,000 |
View on Zillow