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435 Chapel Crossing Rd, Brunswick, GA, 31525

4beds
3baths
2,402sqft
$650,000
$271price/sqft
$4,321/moest. monthly cost
$172,840/yrincome needed

About This Home

This one-of-a-kind property offers the perfect blend of space, function, and location—all right in the heart of town. Situated on a generous .75-acre lot, this 4-bedroom, 3-bath home is designed for comfort and convenience. Just 4 minutes to Walmart and Publix, 7 minutes to Target and Lowe’s, and only 3 minutes to Sam’s Club, you’ll enjoy quick access to shopping, dining, and daily essentials. Even better, you’re just 8 minutes to Golden Isles Airport, 4 minutes to the Federal Law Enforcement Training Center (FLETC), 10 minutes to Southeast Georgia Health System’s main campus, and less than 5 minutes to I-95 for easy commuting. The gourmet kitchen is a chef’s dream, featuring custom wood cabinetry, expansive counters, a gas cooktop, and a breakfast bar for casual dining. A bonus kitchen provides an additional oven and prep space—perfect for hosting large gatherings or preparing meals with ease. Retreat to the oversized luxury primary suite (or in-law suite), complete with a full sitting area and a spa-like bathroom featuring dual vanities, a soaking tub, a walk-in shower, and elegant tile finishes. With multiple living rooms and seating areas, this home offers endless flexibility for entertaining or relaxing. Out back, the impressive 1,428 sq. ft. (42’x34’) three-bay detached garage provides abundant space for parking, storage, or hobbies. This lot is allowed to be rezoned for commercial purposes, which presents a unique opportunity to convert into a mechanics shop or business space with excellent visibility. This is more than a home—it’s a lifestyle and an investment opportunity, all in one.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
7/10
Needwood Middle SchoolGrades 6-83.9 mi
7/10
Brunswick High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Composition,Ridge Vents
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Some Gas Appliances,Built-In Oven,Cooktop,Dishwasher,Microwave,Oven,Plumbed For Ice Maker,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic,Pull Down Attic Stairs,Ceiling Fan(s),Fireplace
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Partially Floored
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,402 sqft

Property

Details

  • Parcel number: 0303879
  • Zoning description: Commercial,County,Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Open,Patio,Porch,Screened
  • Exterior features: Other,Porch,Sprinkler/Irrigation,Paved Driveway
  • Fencing: Vinyl

Lot

  • Lot size: 0.78 Acres
  • Features: Sprinkler System,Estate Lot
  • Lot size dimensions: ,,,

Parking

  • Total spaces: 5
  • Parking features: Covered,Driveway,Garage Door Opener,Kitchen Level,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 5
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$367$4,404
Property Taxes $435$5,220
Electricity $233$2,800
Total$4,321$51,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,148/yr
40% on housing$129,630/yr
45% on housing$115,226/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 31525$132
Glynn County$349

vs Homes Sold Last Month

Median $/sqft

ZIP 31525$168
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-17Listed for sale$650,000

For Sale by Agent

AgentJoshua Proctor
BrokerageSt Marys Realty Inc Island Si

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