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1986 NE Mulberry Loop, Lincoln City, OR, 97367

6beds
5baths
3,035sqft
$1,199,000
$395price/sqft
$8,223/moest. monthly cost
$328,920/yrincome needed

About This Home

Ocean Views from this impressive 6-bedroom, 4.5-bath, 3,035-square-foot home. Hardwood flooring, soaring vaulted ceilings, and expansive window walls framing Pacific views on the main level creates an inviting warmth throughout. A chef-worthy kitchen featuring granite countertops, a tiled backsplash, stainless gas appliances, and crisp white cabinetry and trim makes cooking a genuine pleasure. The generous dining space accommodates up to 16 guests thanks to its oversized eating bar. Playful coastal styling and abundant square footage, paired with easy access to the casino, markets, dining options, the state park, and hiking trails—all tucked into a secluded, tranquil neighborhood—make this a place your family and visitors will love. Private guest quarters occupy the lower floors, and the detached garage has been thoughtfully converted into an additional bedroom with its own separate entrance, ideal for extended family or guests. Best of all, a hidden neighborhood path just three blocks away leads straight to Road's End State Park, putting the beach practically at your doorstep.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

--
6/10
Taft Middle SchoolGrades 7-84.9 mi
3/10
Taft High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Composition
  • Construction materials: Shake Siding,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator,Washer,Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Vaulted Ceiling(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,035

Heating & Cooling

  • Heating features: Electric,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 3,035
  • Total interior livable area: 3,035 sqft

Property

Details

  • Parcel number: 061135CB360000
  • Zoning description: R-1-RE Residential (Roads End)
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Covered Patio,Deck,Covered Porch
  • Exterior features: Entry Flat,Fire Pit,Outdoor Grill,Spa/Hot Tub
  • Has view: Yes
  • View description: Mountain(s),Forest,Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 6,969 sqft
  • Features: Landscaped

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$272$3,264
Property Taxes $1,614$19,368
Electricity $275$3,305
Total$8,223$98,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,931/yr
40% on housing$246,690/yr
45% on housing$219,280/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 97367$314
Lincoln County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97367$344
Lincoln County$331

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$1,199,000
2023-02-17Sold$1,145,000
2023-01-04Pending sale$1,190,000
2022-12-04Listed for sale$1,190,000
2014-02-12Sold$533,000

For Sale by Agent

AgentSeth Belsey
BrokerageHarcourts Coast Realty

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