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1213 Whiteheart Ave, Marco Island, FL, 34145

5beds
4baths
2,497sqft
$2,550,000
$1,021price/sqft
$17,367/moest. monthly cost
$694,680/yrincome needed

About This Home

Nestled within a popular water indirect neighborhood, this brand new residence boasts an enviable location & is set against the backdrop of a newly constructed seawall. Built by FCI Homes and completed in December 2025,.the St. Bart's great room model epitomizes luxury living & features four bedrooms, three & a half baths, an office (or may be used as a 5th bedroom), and an array of upgraded built-in appliances, radiating modern elegance. The expansive kitchen island invites culinary adventures, complemented by 10-foot sliding glass doors that flood the great room with natural light. Throughout the neutral hues create a serene ambiance, while outdoor amenities such as an inviting pool, spa, & outdoor kitchen beckon for entertainment. A paver driveway adds to the home's curb appeal, while a pool cage with extra-wide picture window openings seamlessly blends indoor & outdoor living. For fishing enthusiasts, boating towards the south end of Marco Island into the Ten Thousand Islands is a top choice, offering exceptional backwater fishing, or venture out into the Gulf to enjoy great open-water fishing. The home was built to an 11 foot elevation, higher than most homes out there today. With its myriad offerings, this property presents an exceptional opportunity to embrace the tropical lifestyle synonymous with Marco Island!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
Manatee Middle SchoolGrades 6-88.2 mi
5/10
Lely High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Property condition: Resale,New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Tile
  • Construction materials: Block,Stucco

Other

  • Builder model: St Bart's

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Cooktop,Dishwasher,Disposal,Microwave,Refrigerator

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedroom4

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Volume Ceiling(s),Walk-In Closet(s),Double Vanity
  • Door features: Impact Doors
  • Window features: Impact Windows
  • Flooring: Tile

Garage

  • Level: Main
  • Area: 420
  • Dimensions: 20 x 21

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,255
  • Total interior livable area: 2,497 sqft

Living Room

  • Level: Main
  • Area: 357
  • Dimensions: 17 x 21

Master Bedroom

  • Level: Main
  • Area: 247
  • Dimensions: 19 x 13

Other

  • Level: Main
  • Area: 231
  • Dimensions: 11 x 21

Property

Details

  • Parcel number: 57673040000

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Screen Enclosure
  • Patio & porch: Lanai
  • Exterior features: Outdoor Kitchen
  • Has spa: Yes
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Seawall,Access Gulf

Lot

  • Lot size: 8,712 sqft
  • Features: Mid Street Location
  • Lot size dimensions: 80 x 110 x 80 x 110

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,894$154,728
Home Insurance *$2,458$29,496
Property Taxes $1,764$21,168
Electricity $251$3,015
Total$17,367$208,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$595,440/yr
40% on housing$521,010/yr
45% on housing$463,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,021This listing

vs Other Active Listings

Avg $/sqft

ZIP 34145$570
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34145$704
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Price change$2,599,000
2026-01-20Price change$2,699,000
2025-04-11Listed for sale$2,849,000
2024-08-05Listing removed--
2024-02-20Price change$1,050,000
2023-08-04Listed for sale$1,100,000
2023-06-06Sold$820,000
2023-05-05Pending sale$839,000
2023-04-16Listed for sale$839,000
2004-03-19Sold$457,000
2003-02-25Sold$235,000
2002-01-08Sold$202,500
2000-06-08Sold$169,000

New Construction

AgentWendy McCarty
BrokerageKeller Williams Marco Realty

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