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1320 NE 14th Ave, Cape Coral, FL, 33909

4beds
3baths
1,735sqft
$339,900
$196price/sqft
$2,396/moest. monthly cost
$95,840/yrincome needed

About This Home

Welcome to a breathtaking new construction single-family home nestled in the heart of Cape Coral, Florida. This exquisite residence boasts 3 spacious bedrooms, a versatile den, and 3 luxurious full bathrooms, perfect for a growing family. Unwind on the expansive patio overlooking the tranquil canal, offering a serene atmosphere and picturesque views. Imagine sipping your morning coffee or enjoying an evening glass of wine while taking in the natural beauty of Southwest Florida. 3 spacious bedrooms with plenty of natural light Versatile den perfect for a home office, playroom, or guest room Modern kitchen with sleek appliances and ample cabinetry Spacious great room perfect for entertaining. All shower glass doors will be installed shortly!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
4/10
Diplomat Middle SchoolGrades 6-80.6 mi
5/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,445
  • Total interior livable area: 1,735 sqft

Property

Details

  • Parcel number: 064424C202063.0290
  • Zoning: R1-W

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: WF/No Ocean Access,Canal Front
  • Frontage length: 0

Lot

  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Covered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$261$3,132
Property Taxes $220$2,640
Electricity $197$2,366
Total$2,396$28,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,148/yr
40% on housing$71,880/yr
45% on housing$63,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 33909$176
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33909$195
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Price change$379,900
2025-10-18Price change$399,900
2025-08-27Price change$419,900
2025-08-04Price change$429,900
2025-05-06Price change$449,900
2025-01-20Listed for sale$469,900
2023-09-26Sold$39,000
2023-06-21Price change$56,000
2023-05-31Price change$62,000
2023-05-20Price change$64,000
2022-08-10Listed for sale$65,000
2021-12-11Listing removed--
2021-11-28Pending sale$37,500
2021-07-20Price change$37,500
2021-05-13Listed for sale$38,000
2019-05-14Listing removed$11,000
2019-05-03Price change$11,000
2018-10-25Listed for sale$17,000

New Construction

AgentAna Saya
BrokerageDirect Realty Solutions

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