1818 NE 21st St, Cape Coral, FL, 33909
About This Home
**ATTENTION BUYERS** PRICE JUST REDUCED $20K** WOW!! Over 2100 Sq Ft for Under $300K in Cape Coral?! YES! & in ZONE X- Which is OUTSIDE of the Special Flood Hazard Zones!! This 5 Year Old, Great Big Single Story, 4 Bedroom, Plus +Den, 2 Full Baths, 2 Car Garage with Extra Fridge & Plenty of Yard for All of Your Outdoor Plans Is Ready for You, Your Home Business & Your Whole Family! Maintained and Move-in Ready, this House has a Total Home Water Softening System, Plus Reverse Osmosis in the Kitchen, an Integrated Video Surveillance System, a Whole-house Surge Protector, & Hurricane Panels! & Guess What?- No Mandate: Federally Backed Mortgages (such as FHA, VA, or Conventional Loans sold to Fannie Mae/Freddie Mac) Do Not Typically Require Flood Insurance in This Zone!! 8)) Schedule a Showing & See the Possibilities For Yourself!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2022
Materials
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Cooktop,Freezer,Microwave,Refrigerator,Self Cleaning Oven,Water Purifier,Washer,Water Softener
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Bedroom on Main Level,Eat-in Kitchen,Kitchen Island,Main Level Primary,Pantry,Shower Only,Separate Shower,Walk-In Closet(s),Home Office,Split Bedrooms,Bathroom,Den,Guest Quarters,Office
- Window features: Double Hung,Sliding,Shutters
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,557
- Total interior livable area: 2,135 sqft
Property
Details
- Parcel number: 324324C102192.0160
- Lease amount: 0
- Zoning description: R1
- Other equipment: Reverse Osmosis System
Features
- Stories: 1
- Patio & porch: Patio
- Exterior features: Patio,Room For Pool,Shutters Manual
- Waterfront features: None
Lot
- Lot size: 10,018 sqft
- Features: Rectangular Lot
- Lot size dimensions: 80 x 125 x 80 x 125
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $392 | $4,704 |
| Electricity | $214 | $2,578 |
| Total | $2,352 | $28,224 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $299,900 |
| 2026-07-01 | Listed for sale | $319,900 |
| 2022-03-22 | Sold | $226,990 |
| 2021-01-26 | Pending sale | $226,990 |
| 2020-11-04 | Listed for sale | $226,990 |
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