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627 CATHEDRAL Place, Saint Augustine, FL, 32084

2beds
1baths
728sqft
$315,000
$433price/sqft
$2,524/moest. monthly cost
$100,960/yrincome needed

About This Home

Completely Renovated Coastal Charmer in the Heart of St. Augustine. Step into this fully reimagined home where every detail feels brand new -- because it is. Thoughtfully renovated from top to bottom, this property is the perfect blend of timeless St. Augustine charm and modern comfort. Whether you're seeking a smart investment property, a stylish vacation retreat, or the ideal primary home, this move-in-ready gem checks every box. Everything New: Roof, electrical, plumbing, HVAC, siding, flooring, doors, and energy-efficient windows -- all new and designed for low maintenance.Modern Kitchen: Outfitted with brand-new stainless-steel appliances, premium finishes, and open flow that's ideal for both everyday living and entertaining.Inviting Outdoor Spaces: Enjoy two spacious covered porches -- front and back -- for morning coffee, evening relaxation, or entertaining under the Florida breeze.Turnkey Comfort: All brand-new furnishings are negotiable. Turnkey Comfort: All brand-new furnishings are negotiable, offering a seamless move-in or instant setup for Airbnb or vacation rental. Updated Bathroom: Featuring fresh, contemporary tile work and stylish fixtures that make every detail shine. Off-Street Parking: Convenient parking spaces -- a rare find this close to the city center. Prime Location - Nestled just minutes from downtown St. Augustine's historic district, you're close to Flagler College, beautiful beaches, and an incredible dining and arts scene. Endless Possibilities -Perfect Airbnb or vacation rental with strong income potential. Great long-term rental investment in a high-demand area. Ideal primary residence for those looking to downsize or step into homeownership with zero renovation stress. Enjoy the peace of mind of a completely rebuilt home in one of Florida's most authentic and desirable coastal towns.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

7/10
7/10
Sebastian Middle SchoolGrades 6-81.9 mi
6/10
St. Augustine High SchoolGrades 8-122.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1945

Materials

  • Roof: Metal
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,274
  • Total interior livable area: 728 sqft

Property

Details

  • Parcel number: 1130800000
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 4,791 sqft
  • Features: Corner Lot
  • Lot size dimensions: 50 x 93

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$280$3,360
Property Taxes $455$5,460
Electricity $197$2,366
Total$2,524$30,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,537/yr
40% on housing$75,720/yr
45% on housing$67,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$433This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$233
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$315,000
2024-12-12Sold$60,000

For Sale by Agent

AgentMARY ALICE LUNDY
BrokerageALLIANCE REALTY & FINANCIAL SERVICES, INC

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