540 Pescado Dr, Saint Augustine, FL, 32095
About This Home
Experience the best of Florida living in this beautifully upgraded home in the highly sought-after Madeira community. Overlooking a serene lake, this residence showcases elegant crown molding in the common areas, a whole-home HEOS sound system, and a spacious three-car garage. Step outside to your private backyard retreat featuring a stunning deep saltwater pool with tanning shelf, installed in 2021, perfect for entertaining or relaxing year-round. Enjoy the added value of a paid-off CDD bond, with only the operations and maintenance portion remaining, resulting in lower CDD costs than many comparable homes. The thoughtfully designed floor plan is complemented by a chef's kitchen featuring premium Café appliances, including a six-burner gas range top and smart double wall ovens. Located within Madeira, residents enjoy resort-style amenities including a community clubhouse, pool, fitness center, playground, walking trails, green spaces, and a full calendar of neighborhood events. Conveniently situated just minutes from historic downtown St. Augustine, area beaches, shopping, dining, and top-rated schools, this exceptional home offers luxury, comfort, and an unparalleled lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Washer/Dryer
Bedroom2
- Area: 132
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Area: 210
Features
- Ceiling Fan(s),Chandelier
- Window features: Window Treatments
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,198
- Total interior livable area: 2,198 sqft
Kitchen
- Area: 252
Living Room
- Area: 396
Master Bathroom
- Features: Tub/Shower Separate
Master Bedroom
- Level: First
- Area: 255
Property
Details
- Parcel number: 0734311830
- Zoning: PUD
Features
- Stories: 1
- Entry location: Ground Level
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Patio,Porch,Screened Porch
- Exterior features: Irrigation System/Well
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.28 Acres
- Features: Cul-De-Sac,Paved,1/4 to 1/2 Acre
Parking
- Total spaces: 3
- Parking features: 3 Car Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Heat Wave
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Johns County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,196 | $50,352 |
| Home Insurance * | $428 | $5,136 |
| Property Taxes | $1,376 | $16,512 |
| Electricity | $221 | $2,654 |
| Total | $6,221 | $74,652 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $830,000 |
| 2026-06-20 | Listed for sale | $849,000 |
| 2019-05-23 | Sold | $420,002 |
| 2018-10-31 | Listing removed | -- |
| 2018-08-28 | Listed for sale | -- |
For Sale by Agent
View on Zillow