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228 Riberia St, Saint Augustine, FL, 32084

3beds
3baths
1,992sqft
$974,000
$489price/sqft
$7,261/moest. monthly cost
$290,440/yrincome needed

About This Home

Nestled among towering oaks, palms, and cedars in the heart of historic Lincolnville, this custom-built Craftsman estate offers a truly rare combination of privacy, natural beauty, and walkability, just one mile from the heart of downtown St. Augustine. Built in 2015 by Farwood Home Designs, this thoughtfully designed 3-bedroom, 2.5-bath home sits on an extraordinary 4.55-acre parcel stretching all the way to the San Sebastian River, creating an unmatched urban retreat with stunning marsh views, spectacular sunsets, abundant wildlife, and even tidal water access for kayaking. Inside, nearly 2,000 square feet of beautifully crafted living space showcases a soaring coffered ceiling, custom lighting, crown molding, a stone gas fireplace, and a chef's kitchen featuring granite countertops, custom cabinetry, a five-burner gas range with pot filler, vented hood, oversized island with wine storage, walk-in pantry, and stainless steel appliances. Hurricane-impact windows, 2x6 insulated construction, and energy-efficient design provide year-round comfort and remarkably low utility costs. The primary suite is a private spa retreat with a jetted soaking tub, Mr. Steam steam shower, heated towel warmer, bidet, custom walk-in closet, and marble finishes throughout. Two additional bedrooms share a spacious Jack-and-Jill bath, while upstairs porches and outdoor living spaces invite you to enjoy the peaceful surroundings. Outside, the possibilities are just as impressive. The 90-foot-wide lot provides exceptional privacy, generous parking for multiple vehicles, RV parking with 50-amp service and water hookup, paver walkways and patios, a fire pit, outdoor shower, irrigation system, buried pet fence, and a raised patio designed to support a future addition. Finished plans for a 600-square-foot expansion and swimming pool are included, allowing the next owner to customize the property even further. Adding to its appeal, the property is zoned Open Land, allowing for short-term vacation rentals. Whether you're searching for a full-time residence, a private retreat, or an income-producing investment, this property offers exceptional flexibility. Properties offering this level of privacy, acreage, modern construction, and development potential, all within minutes of historic downtown St. Augustine, are exceptionally rare.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

8/10
7/10
Sebastian Middle SchoolGrades 6-82.6 mi
6/10
St. Augustine High SchoolGrades 8-123.2 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Metal,Shingle
  • Construction materials: Frame,Concrete Fiber Board

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile,Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Master Bathroom

  • Features: Tub/Shower Separate

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 2132800000
  • Zoning: OL

Features

  • Levels: 2 Story
  • Stories: 2
  • Entry location: Ground Level
  • Has view: Yes
  • View description: Water,River
  • Has water view: Yes
  • Water view: Marsh View,River
  • On waterfront: Yes
  • Waterfront features: Marsh Front,River Front,Marsh

Lot

  • Lot size: 4.55 Acres
  • Features: Conservation Backyard,1+ Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,925$59,100
Home Insurance *$868$10,416
Property Taxes $1,268$15,216
Electricity $200$2,405
Total$7,261$87,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$248,948/yr
40% on housing$217,830/yr
45% on housing$193,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$489This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$230
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$974,000
2026-06-26Listed for sale$999,000
2024-03-06Listing removed--
2023-08-25Price change$1,115,000
2023-07-15Price change$1,117,000
2023-07-05Price change$1,118,000
2023-06-25Price change$1,999,000
2023-05-31Price change$1,199,000
2023-05-12Price change$1,270,000
2023-04-30Price change$1,280,000
2023-04-14Price change$1,290,000
2023-03-09Listed for sale$1,300,000
2021-06-21Listing removed--
2021-03-26Listed for sale$949,000
2020-11-12Listing removed$999,000
2020-09-20Listed for sale$999,000
2014-01-03Sold$115,000
2000-08-31Sold$42,500
2000-06-21Sold$35,000

For Sale by Agent

AgentChristopher Mury
BrokerageThe Newcomer Group

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