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8090 A1a S Unit 205, Saint Augustine, FL, 32080

3beds
2baths
1,554sqft
$699,000
$450price/sqft
$4,985/moest. monthly cost
$199,400/yrincome needed

About This Home

Welcome to Sand Dollar IV, Unit 205, an oceanfront opportunity at beautiful Crescent Beach. This spacious 3-bedroom, 2-bath condominium has been lovingly owned by one family and offers the perfect blend of comfort, location, and potential. From its prime second-floor position, enjoy breathtaking views of the Atlantic Ocean and the soothing sound of the waves right outside your windows. The residence features an open living and dining area, a well-planned kitchen, and three generously sized bedrooms, walk-in closet in the primary bedroom, making it ideal for full-time living, a vacation retreat, or an investment property. Some thoughtful updates have already been completed, and with your personal touches in paint and flooring, this condo can be transformed into a truly stunning coastal getaway. Sand Dollar IV is one of Crescent Beach’s most desirable communities, offering resort-style amenities including direct beach access, a sparkling oceanfront pool, tennis/pickleball court, ground floor storage area and a parking garage. Unit 205 presents a wonderful opportunity to own oceanfront property in a community known for its relaxed atmosphere and unbeatable views. Don’t miss your chance to make this family-owned treasure your own and start creating lasting memories by the sea. 3-month minimum rental period. HVAC 2022 and Electric Instantaneous Water Heater 2019.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer

Bedroom2

  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Combo
  • Area: 150

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,554
  • Total interior livable area: 1,554 sqft

Kitchen

  • Area: 120

Living Room

  • Area: 180

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Level: First
  • Area: 208

Property

Details

  • Parcel number: 1861940205
  • Zoning: RG-2

Features

  • Stories: 1
  • Entry location: 2nd Story
  • On waterfront: Yes
  • Waterfront features: Direct Ocean Front,Oceanfront Condo Complex,Ocean Front,Navigable Water

Parking

  • Parking features: Off Street,Parking Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$549$6,588
Property Taxes $705$8,460
Electricity $197$2,366
Total$4,985$59,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,914/yr
40% on housing$149,550/yr
45% on housing$132,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$450This listing

vs Other Active Listings

Avg $/sqft

ZIP 32080$342
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32080$356
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-25Price change$724,900
2025-08-25Listed for sale$749,000
1988-05-01Sold$150,000

For Sale by Agent

AgentS. Jill Mangum
BrokerageCrescent Beach Realty of St Augustine

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