




968 Ridgepointe Place Cir, Lake Saint Louis, MO, 63367
About This Home
A new and improved price & a motivated seller!! Don’t miss out! Built in 2017, this spacious 4 bedroom home offers over 2,800 square feet of comfortable living space with a layout that truly works for everyday life. The main floor primary suite features a walk-in closet with a custom closet system and a private ensuite bath with dual sinks plus a separate tub and shower. Main floor laundry is conveniently located just off the two-car front entry garage. The kitchen is both inviting and functional with stainless steel appliances, granite countertops, a pantry, and a separate dining area perfect for gatherings. A custom wood feature wall in the foyer makes a great first impression, while the two story family room is filled with natural light and features a gas fireplace and custom remote controlled window treatments. Upstairs you will find two additional bedrooms including one with a walk-in closet, a full bath, and a loft space currently used as an office that could easily become a playroom or TV room. The finished lower level adds even more living space with a fourth bedroom featuring an egress window and a custom closet system, a full bath with access from both the bedroom and family room, a large family room with a wet bar, and plenty of storage. Basement cabinetry matches the kitchen, and the space is equipped with a sump pump. Major updates include a new roof replaced in December of 2023. With flexible spaces, thoughtful upgrades, and move in ready condition, this home checks all the boxes.
Getting Around
Schools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Concrete Perimeter
- Construction materials: Brick Veneer,Stone Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Dryer,Microwave,Electric Oven,Electric Range,Washer,Gas Water Heater
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Concrete,Partially Finished,Full,Sleeping Area,Storage Space,Sump Pump
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 132
- Dimensions: 12x11
Bedroom3
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 132
- Dimensions: 12x11
Bedroom4
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 272
- Dimensions: 16x17
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Dining Room
- Features: Floor Covering: Wood
- Level: Main
- Area: 168
- Dimensions: 12x14
Family Room
- Features: Floor Covering: Wood
- Level: Main
- Area: 345
- Dimensions: 23x15
Family Room
- Features: Floor Covering: Vinyl
- Level: Lower
- Area: 391
- Dimensions: 23x17
Features
- Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Master Downstairs,Separate Dining,Separate Shower,Soaking Tub,Walk-In Closet(s),Wet Bar
- Door features: Panel Door(s)
- Window features: Blinds,Insulated Windows,Screens,Window Coverings
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 630
- Finished area above ground: 2,274
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,904
- Total interior livable area: 2,904 sqft
Kitchen
- Features: Floor Covering: Wood
- Level: Main
- Area: 240
- Dimensions: 15x16
Laundry
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 77
- Dimensions: 11x7
Loft
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 224
- Dimensions: 14x16
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 272
- Dimensions: 16x17
Property
Details
- Parcel number: 40059A040000125.0000000
- Special condition: Standard
Features
- Levels: One and One Half
- Exterior features: Private Yard
- Fencing: None
- Frontage length: 53
Lot
- Lot size: 6,181 sqft
- Features: Landscaped
- Lot size dimensions: 53 x 119
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Inside Entrance,Kitchen Level,Secured
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $397 | $4,764 |
| Electricity | $221 | $2,661 |
| Total | $3,118 | $37,416 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $505,000 |
| 2026-03-21 | Price change | $515,000 |
| 2026-01-29 | Listed for sale | $525,000 |
| 2022-02-18 | Sold | -- |
| 2022-01-20 | Pending sale | $489,900 |
| 2021-12-24 | Price change | $489,900 |
| 2021-11-12 | Listed for sale | $499,900 |
| 2017-08-01 | Sold | -- |
| 2016-12-09 | Price change | $344,759 |
| 2016-12-09 | Pending sale | $280,200 |
| 2016-12-08 | Listed for sale | $280,200 |
| 2015-09-11 | Sold | -- |
| 2015-08-18 | Pending sale | $347,144 |
| 2015-08-18 | Listed for sale | $347,144 |
| 2013-07-09 | Listing removed | $265,543 |
| 2013-07-06 | Listed for sale | $265,543 |
For Sale by Agent
