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411 Mesa Street, Delta, CO, 81416

4beds
2baths
2,001sqft
$304,500
$152price/sqft
$1,902/moest. monthly cost
$76,080/yrincome needed

About This Home

Updated Garnet Mesa home with 2,001 square feet of living space and room to spread out. This 4-bedroom, 1.75-bath home also includes a non-conforming fifth bedroom/office. Upstairs, the home offers two bedrooms, a full bathroom, a spacious kitchen with ample cabinet space, a living room with fireplace, and a separate family room with bay window. The kitchen opens to both the living room and family room, giving the main level an open, connected feel. Downstairs are two additional bedrooms, a three-quarter bathroom, the non-conforming bedroom/office, and a large utility room with additional storage space. The home has been updated throughout and sits on a .20-acre lot on a quiet street in Garnet Mesa with spectacular Grand Mesa views. There's plenty of room to build a detached garage while still leaving space for trailer or RV parking. With two living areas and flexible lower-level space, this home offers a practical layout with plenty of room to accommodate a variety of needs.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
5/10
Delta Middle SchoolGrades 6-80.5 mi
1/10
Grand Mesa Choice AcademyGrades 7-120.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Wood Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet-Partial,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 864
  • Finished area above ground: 1,137

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Evaporative Cooling,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,001
  • Total interior livable area: 2,001 sqft

Property

Details

  • Parcel number: 345518324005

Lot

  • Lot size: 8,712 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Drought
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,539$18,468
Home Insurance *$91$1,092
Property Taxes $86$1,032
Electricity $186$2,232
Total$1,902$22,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,211/yr
40% on housing$57,060/yr
45% on housing$50,720/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 81416$173
Delta County$277

vs Homes Sold Last Month

Median $/sqft

ZIP 81416
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$304,500
2026-02-17Listing removed$1,750
2026-01-12Price change$1,750
2026-01-06Price change$1,900
2025-11-08Price change$2,000
2025-10-18Listed for rent$2,100
2014-05-02Sold$121,900
2014-03-26Price change$124,900
2014-01-16Listed for sale$129,900
2013-09-14Listing removed$144,900
2013-05-18Price change$144,900
2013-03-15Listed for sale$149,900
2006-03-03Sold$135,000

For Sale by Agent

AgentAdam Renfrow
BrokerageRenfrow Realty

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