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502 Pine St, Dakota City, NE, 68731

3beds
3baths
3,394sqft
$635,000
$187price/sqft
$4,700/moest. monthly cost
$188,000/yrincome needed

About This Home

This gorgeous home on the Missouri River offers unmatched views and craftsmanship at every turn. Expansive windows throughout the house showcase the river scenery and beautifully landscaped yard. From the moment you walk through the front door, you’ll be captivated by the exquisite details- cherry wood floors run seamlessly through the main living areas. The spacious dining area is perfect for hosting dinner parties, while the inviting living room features an electric fireplace, vaulted ceiling, and a cozy bonus sitting nook ideal for relaxing and watching the river flow by. The kitchen offers sleek white cabinetry, quartz countertops, and an eat-in area that opens to a deck through sliding doors. The master suite is a true sanctuary, offering its own vaulted ceiling, electric fireplace and private access to the deck. The completely updated (2024) en-suite bath includes a dual-sink vanity, soaking tub, shower, new flooring, and a dream walk-in closet complete with washer and dryer. The lower level is designed for both comfort and entertainment, featuring a family room with a wood-burning fireplace, a game area, a bar with built-in cabinetry, and walk-out access to a patio overlooking the river. Two additional bedrooms each open to the patio, complemented by a stylish ¾ bath with tile flooring and shower, plus a versatile office space. Step outside to your private oasis: a bonus garage, an above-ground pool with an expansive deck offering multiple seating areas, and a storage building for all your pool and outdoor essentials. This one-of-a-kind Missouri River property blends luxury, comfort, and natural beauty - a home you’ll never want to leave.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
4/10
1/10

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Shingle
  • Construction materials: Combination

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access,Walk-out

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Master WI Closet,Granite/Quartz,Vaulted/Tray Ceilings
  • Number of fireplaces: 3
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 1,572
  • Finished area above ground: 1,822

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,394
  • Total interior livable area: 3,394 sqft

Property

Details

  • Parcel number: 220204845

Features

  • Pool features: Above Ground
  • Patio & porch: Deck,Patio
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 0.59 Acres
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached,Garage Door Opener,Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Drought
Inland Flooding
Lightning

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance $603$7,236
Property Taxes $678$8,136
Electricity $209$2,514
Total$4,700$56,400

Income You'd Need if You Spent...

35% on housing$161,142/yr
40% on housing$141,000/yr
45% on housing$125,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 68731$152
Dakota County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 68731$133
Dakota County$216

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$635,000
2026-05-05Listing removed$635,000
2025-08-27Pending sale$635,000
2025-07-08Listed for sale$635,000
2005-12-07Sold$30,777

For Sale by Agent

AgentGina Anderson
BrokerageCardinal City Realty, Inc.

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