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483 Oakleaf St SW, Palm Bay, FL, 32908

3beds
2baths
2,010sqft
$350,650
$174price/sqft
$2,664/moest. monthly cost
$106,560/yrincome needed

About This Home

ALMOST COMPLETED! Discover one of Southwest Palm Bay's most desirable up-and-coming areas--just off Gaynor Street--featuring beautiful new communities and brand-new scattered lot homes. Start your next chapter with only a $1,000 deposit and ALL closing costs covered (excluding escrow and prepaids) with a preferred lender, plus enjoy a $10K CASH rate buy-down! The Adams Homes 2010A offers bright, open living with high ceilings and a modern flow. This 3 bed, 2 bath + den layout includes a formal dining area and flexible space perfect for an office or retreat. The kitchen shines with ample counter space, crown-molded cabinetry, and Whirlpool stainless steel appliances. Relax in the spacious primary suite with two walk-in closets, a garden tub, and separate shower. Enjoy outdoor living on your 10x20 trussed porch, plus storm shutters for peace of mind. NO HOA. NO CDD. Secure your dream home today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
Southwest Middle SchoolGrades 7-82.3 mi
3/10
Bayside High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Nook,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,010 sqft

Property

Details

  • Parcel number: 293613Kk01572.00024.00
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch

Lot

  • Lot size: 10,018 sqft
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,773$21,276
Home Insurance *$173$2,076
Property Taxes $516$6,192
Electricity $202$2,427
Total$2,664$31,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,337/yr
40% on housing$79,920/yr
45% on housing$71,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 32908$172
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32908$185
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$350,650
2026-04-03Price change$345,650
2026-03-26Price change$340,650
2026-03-15Price change$345,650
2026-02-26Listed for sale$340,650
2021-03-04Sold$17,000
2011-09-01Sold$9,000
2005-11-16Sold$54,600
2004-01-21Sold$15,500
1993-06-07Sold$6,700

New Construction

AgentStacey Holdsworth
BrokerageAdams Homes Realty, Inc.

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