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523 S Walnut St, Taylorville, IL, 62568

1beds
1baths
700sqft
$59,900
$86price/sqft
$579/moest. monthly cost
$23,160/yrincome needed

About This Home

Discover this affordable and charming 1-bedroom, 1-bath home tucked away with a peaceful setting and added privacy in Taylorville! Offering approximately 700 square feet of comfortable living space, this home is perfect for first-time buyers, downsizers, or anyone looking for a cozy place to call their own. Enjoy relaxing mornings or evenings on the covered porch, plus convenience of a concrete driveway and a 1-car detached garage for extra storage or parking. With its peaceful setting and affordable price point, this property offers a great opportunity to own a home with privacy and potential. Don’t miss your chance to make this one your own!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
8/10
--

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main
  • Dimensions: 11ft 7in x 11ft 8in

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 700
  • Total interior livable area: 700 sqft

Kitchen

  • Level: Main
  • Dimensions: 14ft 2in x 11ft 9in

Living Room

  • Level: Main
  • Dimensions: 15ft 0in x 15ft 2in

Main Level

  • Area: 700

Property

Details

  • Parcel number: 17132740501100

Features

  • Patio & porch: Porch

Lot

  • Features: Dead End Street
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance *$73$876
Property Taxes $74$888
Electricity $130$1,569
Total$579$6,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,851/yr
40% on housing$17,370/yr
45% on housing$15,440/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 62568$110
Christian County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 62568$111
Christian County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$53,000
2026-06-23Price change$59,900
2026-05-21Listed for sale$64,900
2025-04-07Sold$19,000
2017-05-12Sold$10,000
2005-03-24Sold$2,000

For Sale by Agent

AgentStephanie Zepin
BrokerageCraggs REALTORS, Inc.

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