412 E Spruce St, Chatsworth, IL, 60921
About This Home
Well-maintained 1.5-story home offering space, updates, and move-in ready convenience! This spacious 5-bedroom, 2-bathroom property features fresh paint throughout and a recently remodeled kitchen with modern finishes. The flexible layout provides plenty of room for living, working, or hosting guests. Step outside to enjoy a beautiful backyard retreat complete with a large deck and in-ground pool-perfect for entertaining or relaxing all summer long. Located in a quiet Chatsworth neighborhood, this home combines small-town charm with generous living space and outdoor amenities. Don't miss this opportunity! All information believed to be accurate but not guaranteed. Room sizes and square footage are approximate; **This property is sold AS IS.**
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer,Dryer
Basement
- Has basement: Yes
- Basement: Unfinished,Partial
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 104
- Dimensions: 8X13
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 117
- Dimensions: 9X13
Bedroom4
- Features: Flooring (Carpet)
- Level: Main
- Area: 169
- Dimensions: 13X13
Bedroom5
- Features: Flooring (Carpet)
- Level: Main
- Area: 130
- Dimensions: 13X10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- 1st Floor Bedroom
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,566 sqft
Kitchen
- Features: Flooring (Laminate)
- Level: Main
- Area: 168
- Dimensions: 14X12
Living Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 312
- Dimensions: 24X13
Master Bedroom
- Features: Flooring (Carpet)
- Level: Main
- Area: 154
- Dimensions: 14X11
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 272703129010
- Zoning: SINGL
- Special condition: None
- Other equipment: Ceiling Fan(s)
Features
- Stories: 1
Lot
- Lot size: 9,600 sqft
- Lot size dimensions: 60 X 160
Parking
- Total spaces: 1
- Parking features: Driveway,Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Drought
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $935 | $11,220 |
| Home Insurance * | $313 | $3,756 |
| Property Taxes | $289 | $3,468 |
| Electricity | $130 | $1,569 |
| Total | $1,667 | $20,004 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $194,900 |
| 2026-03-25 | Listed for sale | $199,900 |
| 2017-03-27 | Sold | $35,000 |
| 2016-07-01 | Price change | $44,900 |
| 2016-06-29 | Listed for sale | $49,900 |
| 2008-06-25 | Sold | $52,000 |
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