270 Gwinn Island Rd, Danville, KY, 40422
About This Home
One story custom built all brick home in a rural setting yet close to downtown Danville. Open floor plan with two great rooms. Both have vaulted ceilings. One with a gas stone fireplace. Mature trees add to the beautiful setting. Enjoy outdoor space with a 12.9 by 16.3 covered patio. A spacious 2 car garage gives extra space for storage. 4 walk in closets are great for storage as well.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Foundation: Concrete Block
- Roof: Shake / Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Hardwood,Linoleum / Vinyl
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat pump,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 2,197 sqft
Property
Details
- Parcel number: 044000121
Features
- Exterior features: Brick
Lot
- Lot size: 1 Acres
Parking
- Total spaces: 4
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Lightning
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,679 | $32,148 |
| Home Insurance * | $383 | $4,596 |
| Property Taxes | $398 | $4,776 |
| Electricity | $173 | $2,082 |
| Total | $3,633 | $43,596 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-20 | Price change | $530,000 |
| 2026-06-06 | Listed for sale | $540,000 |
| 1997-03-01 | Sold | $15,000 |
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