See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

245 E South St, Hillsdale, MI, 49242

1beds
1baths
1,092sqft
$249,900
$229price/sqft
$1,789/moest. monthly cost
$71,560/yrincome needed

About This Home

Completely renovated from the studs up, this beautifully updated home combines timeless character with the peace of mind of modern construction. Situated on over an acre just minutes from downtown Hillsdale, this move-in-ready property has been thoughtfully rebuilt with quality craftsmanship throughout. Inside, you'll find a stunning brand-new kitchen featuring new cabinetry, solid surface countertops, new appliances, updated lighting, new plumbing, new wiring, and durable luxury vinyl plank flooring. The custom bathroom has also been completely remodeled with a tiled shower, tempered glass door, custom vanity, Bluetooth exhaust fan, and stylish finishes. Throughout the home, nearly every major component has been updated, including new windows (all but three), new wiring, new plumbing, new insulation, new flooring, new lighting, and new subfloors where needed. Major structural improvements provide exceptional value, including a new roof on the main portion of the home, spray foam insulation, underground electrical service, new steel support beams, repointed and painted foundation walls, AZEK maintenance-free exterior trim, LeafFilter gutters with a transferable lifetime warranty, new 4-inch PVC sewer line to the city main, and newly installed central air conditioning. Outside, enjoy over an acre of lightly wooded property with raspberry bushes and abundant wildlife, a new gravel driveway, updated landscaping, new exterior lighting and doors, a storage shed, new concrete walkway, and updated rear deck steps with handrails. The basement is clean, insulated, and offers additional usable space with updated mechanicals including a newer furnace, new electric water heater, water softener, hard-wired smoke detectors, and carbon monoxide detectors. Located just a short walk from the fairgrounds and rail trail and only minutes from Baw Beese Lake, Sandy Beach, Owens Park, shopping, dining, and downtown Hillsdale, this home offers the rare combination of modern updates, quality construction, and a convenient location.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
Davis Middle SchoolGrades 5-80.9 mi
5/10
Hillsdale High SchoolGrades 9-121.0 mi
4/10
Gier Elementary SchoolGrades K-41.4 mi

Construction

Condition

  • Year built: 1826

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Property

Details

  • Parcel number: 00642640209

Features

  • Stories: 2

Lot

  • Lot size: 1.12 Acres
  • Features: Sidewalk
  • Lot size dimensions: 115 x 423 x 115 x 423

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Hillsdale County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$149$1,788
Property Taxes $189$2,268
Electricity $188$2,259
Total$1,789$21,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,337/yr
40% on housing$53,670/yr
45% on housing$47,706/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 49242$158
Hillsdale County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49242$139
Hillsdale County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$239,900
2026-07-10Listed for sale$249,900
2021-01-29Sold$55,000
2021-01-18Pending sale$59,000
2021-01-13Price change$59,000
2020-12-28Listed for sale$65,000

For Sale by Agent

AgentJulie Childers
BrokerageKey Realty One LLC

Similar Homes