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520 Cemetery Rd, Mantorville, MN, 55955

6beds
4baths
2,653sqft
$545,000
$205price/sqft
$3,884/moest. monthly cost
$155,360/yrincome needed

About This Home

The moment you step inside this custom-built six-bedroom home, the quality is unmistakable. Thoughtfully constructed, this property offers the kind of craftsmanship and space that’s increasingly hard to find. Set on over 1.5 beautifully mature acres, you’ll enjoy a rare sense of privacy and breathing room — all while being just an easy drive to Rochester. It’s the perfect balance of peaceful rural living and everyday convenience. Vaulted ceilings, hardwood floors, and abundant natural light create an immediate sense of warmth and openness. The kitchen and dining area are both functional and inviting, featuring built-ins, a center island, and storage designed to keep everything within reach while maintaining a clean, organized feel. The primary suite offers a true retreat at the end of the day, complete with a spa-inspired bath showcasing dual vanities, a soaking tub, a fully tiled shower, and a spacious walk-in closet. The lower level expands your living possibilities with additional bedrooms and bathrooms, a family room, and flexible space ideal for a home office, gym, or hobby area. Everyday functionality shines in the thoughtfully designed entry-area laundry and mudroom, complete with a utility sink and cabinetry to keep life running smoothly. Outdoors, the opportunities continue. The sprawling deck invites quiet morning coffee, sunset dinners, and effortless entertaining. An additional detached two-car garage and a workshop provides incredible versatility for vehicles, projects, storage, or entrepreneurial pursuits — a rare combination that truly sets this property apart. Homes offering this level of space, privacy, and utility — just minutes from Rochester — seldom become available. Schedule your private showing and experience it for yourself.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1976

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Trash Compactor,Washer
  • Laundry features: Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Tile Shower

Bathroom

  • Level: Upper
  • Area: 164.71
  • Dimensions: 9.10x18.1

Bathroom

  • Level: Lower
  • Area: 44.2
  • Dimensions: 8.5x5.2

Bathroom

  • Level: Main
  • Area: 23.97
  • Dimensions: 4.7x5.10

Bathroom

  • Level: Lower
  • Area: 36
  • Dimensions: 6x6

Bedroom

  • Level: Upper
  • Area: 240.249
  • Dimensions: 15.9x15.11

Bedroom2

  • Level: Upper
  • Area: 118.77
  • Dimensions: 11.10x10.7

Bedroom3

  • Level: Lower
  • Area: 91.102
  • Dimensions: 11.11x8.2

Bedroom4

  • Level: Lower
  • Area: 179.01
  • Dimensions: 11.7x15.3

Bedroom5

  • Level: Lower
  • Area: 217.6
  • Dimensions: 13.6x16

Bedroom6

  • Level: Lower
  • Area: 138.507
  • Dimensions: 10.11x13.7

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 128.397
  • Dimensions: 12.7x10.11

Dining Room

  • Level: Upper
  • Area: 107.1
  • Dimensions: 10.2x10.5

Family Room

  • Level: Lower
  • Area: 744.51
  • Dimensions: 24.9x29.9

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,131
  • Finished area above ground: 1,442

Flex Room

  • Level: Lower
  • Area: 79.38
  • Dimensions: 8.10x9.8

Foyer

  • Level: Main
  • Area: 40
  • Dimensions: 5x8

Heating & Cooling

  • Heating features: Boiler,Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,653
  • Total interior livable area: 2,653 sqft

Kitchen

  • Level: Upper
  • Area: 509.52
  • Dimensions: 26.4x19.3

Laundry

  • Level: Main
  • Area: 84.24
  • Dimensions: 8.1x10.4

Living Room

  • Level: Upper
  • Area: 397.94
  • Dimensions: 20.2x19.7

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 255020130
  • Zoning description: Residential-Single Family
  • Foundation area: 1211

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 1.54 Acres
  • Lot size dimensions: 258 x 259

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Drought
Lightning

FEMA Declared Disasters in Dodge County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$356$4,272
Property Taxes $550$6,600
Electricity $223$2,685
Total$3,884$46,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,165/yr
40% on housing$116,520/yr
45% on housing$103,573/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 55955$298
Dodge County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 55955$192
Dodge County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$549,000
2026-04-02Price change$560,000
2026-02-26Listed for sale$575,000

For Sale by Agent

AgentDevonique Kish, Real Broker, LLC., Enclave Team
BrokerageReal Broker, LLC.

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