120 W Okabena St, Worthington, MN, 56187
About This Home
Ideally located just one block from Lake Okabena and Centennial Beach, this beautifully remodeled home offers easy access to the lake, parks, and outdoor recreation. Blending modern amenities with high-end finishes, this stunning property features 5 bedrooms and 3 bathrooms, including a spacious primary suite with a walk-in closet and a luxurious private bath with a tiled shower. The main level is designed for both comfort and entertaining, offering a large living room that opens to a spacious kitchen complete with a breakfast bar, sleek countertops, new cabinetry, and new appliances. All three bathrooms feature tiled showers and contemporary finishes that create a relaxing, spa-like atmosphere. Remodeled from top to bottom, the extensive updates include new siding, windows, decking, shingles, sheetrock, flooring, paint, and light fixtures, along with a finished attached garage, updated electrical and plumbing, and a new furnace and air conditioner to provide year-round comfort and efficiency. The full basement offers additional potential for a family room, game room, or excellent storage space.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Main
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedroom5
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- 3/4 bathrooms: 3
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 3,088
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,996
- Total interior livable area: 3,996 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 313625000
- Zoning description: Residential-Single Family
- Foundation area: 1528
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 8,276 sqft
- Lot size dimensions: 76 x 108
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Nobles County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,870 | $22,440 |
| Home Insurance * | $245 | $2,940 |
| Property Taxes | $399 | $4,788 |
| Electricity | $337 | $4,044 |
| Total | $2,851 | $34,212 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $385,000 |
| 2026-02-13 | Listing removed | $399,000 |
| 2026-01-29 | Price change | $399,000 |
| 2025-08-14 | Listed for sale | $449,500 |
| 2021-09-17 | Sold | $156,500 |
| 2021-07-12 | Pending sale | $156,500 |
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