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3805 SW 115TH STREET, Ocala, FL, 34476

5beds
3baths
2,258sqft
$434,900
$193price/sqft
$3,329/moest. monthly cost
$133,160/yrincome needed

About This Home

Discover the perfect blend of space, comfort, and modern living in this exceptionally well-maintained 2019 home situated on a spacious 0.67-acre corner lot in the peaceful community of Ocala Waterway Estates. This 5-bedroom, 3-bathroom residence offers 2,258 heated sq ft with an open and split-bedroom floor plan designed for both privacy and functionality. Features include porcelain tile flooring, solid wood cabinets, stone countertops, spacious living areas, inside laundry room, well and septic, vinyl fencing, water softener system, and a desirable Jack-and-Jill style bathroom setup between secondary bedrooms. Enjoy relaxing mornings on the extended front porch and unwind or entertain guests in the large covered rear lanai, offering excellent indoor-outdoor living space. The home also features a hip roof for added insurance appeal and ample outdoor space with room to enjoy the quiet surroundings. Pride of ownership is evident throughout the property, reflecting outstanding care and maintenance. Conveniently located near shopping, dining, and major roadways while still offering the comfort and tranquility of country-style living. FHA, VA, and USDA financing may be considered.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

5/10
Liberty Middle SchoolGrades 6-82.2 mi
4/10
West Port High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Water Filtration System,Water Softener
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Window features: Hurricane Shutters
  • Flooring: Ceramic Tile,Porcelain Tile
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,258
  • Total interior livable area: 2,258 sqft

Kitchen

  • Level: First

Living Room

  • Features: Bath w Spa/Hydro Massage Tub
  • Level: First

Primary Bedroom

  • Features: Jack & Jill Bathroom,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3579003256
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch

Lot

  • Lot size: 0.67 Acres
  • Lot size dimensions: 105 x 135

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$278$3,336
Property Taxes $625$7,500
Electricity $227$2,726
Total$3,329$39,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,137/yr
40% on housing$99,870/yr
45% on housing$88,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 34476$174
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34476$155
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$434,900
2026-06-17Price change$437,900
2026-05-18Listed for sale$439,900
2026-04-05Listing removed$2,700
2026-04-03Listed for rent$2,700
2025-12-02Listed for sale$439,900
2025-05-13Listing removed$448,000
2025-03-19Price change$448,000
2025-03-10Price change$454,900
2025-02-06Price change$461,900
2025-01-27Price change$470,000
2024-12-21Price change$475,000
2024-10-05Listed for sale$450,000
2023-05-23Sold$401,000
2023-04-20Pending sale$419,900
2023-04-18Price change$419,900
2023-04-08Price change$424,900
2023-04-01Price change$434,500
2023-03-27Price change$439,000
2023-03-23Listed for sale$449,900
2019-10-21Sold$255,900
2019-09-11Pending sale$255,900
2019-09-06Listed for sale$255,900
2019-09-03Pending sale$255,900
2019-08-13Listed for sale$255,900

For Sale by Agent

AgentWilbert Martinez Inoa
BrokerageGLOBALWIDE REALTY LLC

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