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304 Paladium Ct, Owings Mills, MD, 21117

4beds
4baths
2,000sqft
$485,000
$243price/sqft
$3,601/moest. monthly cost
$144,040/yrincome needed

About This Home

Nestled in a premier Owings Mills location, 304 Paladium Ct welcomes you with a striking stone-front exterior and timeless curb appeal. This 3-level townhome sits in a peaceful, family-friendly neighborhood just moments from major shopping, dining, and commuter routes, offering quick access to I-695 and other key highways for easy travel to Baltimore, Towson, and beyond. Inside, you’ll find bright, open-concept living spaces bathed in natural light, a chef-ready kitchen with modern appliances and ample storage, and a spacious primary suite with an en-suite bath and generous closet space. The home blends modern comforts with durable, stylish finishes, and large windows throughout highlight every room. Outside, the property features ample off-street parking, a long-lasting driveway, and a stone-front elevation that stands out in the neighborhood, with a private yard ready for outdoor entertaining or relaxation. Location perks are abundant, including walkable or short drives to nearby shopping plazas, groceries, cafes, and popular eateries, plus nearby parks and community events that enrich the lifestyle. The easy proximity to major highways makes Baltimore-area destinations easily reachable, making this an incredible opportunity to own a well-appointed stone-front home in a premier Owings Mills area, combining curb appeal, modern updates, and strong accessibility for a compelling daily living experience and strong potential for future value.

Getting Around

43
WalkingCar-Dependent
41
TransitSome Transit
27
BikeSomewhat Bikeable

Schools

3/10
3/10
4/10
New Town High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Permanent
  • Construction materials: Brick Front,Vinyl Siding,Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 800

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 400
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,000 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Electrical and Environmental Controls

Details

  • Parcel number: 04042500008088
  • Zoning: DR 16
  • Special condition: Notice Of Default,In Foreclosure

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,594 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$153$1,836
Property Taxes $715$8,580
Electricity $281$3,374
Total$3,601$43,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,462/yr
40% on housing$108,030/yr
45% on housing$96,026/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 21117$203
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21117$206
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2014-04-11Sold$329,000

Coming Soon

AgentTina Marie Marshall
BrokerageMD Prime Realty Co.

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