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1431 Willowedge Way, Stockton, CA, 95206

4beds
3baths
1,883sqft
$475,000
$252price/sqft
$3,410/moest. monthly cost
$136,400/yrincome needed

About This Home

This beautiful low maintenance 2023 home is located in a gated community with convenient access to Interstate 5 and California State Route 4, making it ideal for commuters seeking Bay Area accessibility while enjoying Stockton affordability. Offering 4 bedrooms, 2.5 bathrooms, and 1,883 sq. ft. of thoughtfully designed living space, the open concept floor plan is perfect for entertaining, working from home, or simply enjoying extra room to relax. Upstairs laundry adds everyday convenience, while the spacious primary suite feels like a private retreat with a walk in closet and dual sink vanity. Additional features include a tankless water heater, recessed lighting, and contemporary finishes throughout. A perfect opportunity for Bay Area buyers looking for a luxury feel without the Bay Area price tag.

Getting Around

31
WalkingCar-Dependent
33
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

4/10
4/10
Edison High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Free-Standing Gas Oven
  • Laundry features: Cabinets,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo,Space in Kitchen

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,883 sqft

Kitchen

  • Features: Pantry Closet,Kitchen/Family Combo

Master Bathroom

  • Features: Double Vanity,Tub w/Shower Over,Walk-In Closet(s),Window

Property

Details

  • Parcel number: 163790400000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Fencing: Back Yard

Lot

  • Lot size: 3,598 sqft
  • Features: Curb(s)/Gutter(s),Low Maintenance

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$136$1,632
Property Taxes $470$5,640
Electricity $403$4,845
Total$3,410$40,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,914/yr
40% on housing$102,300/yr
45% on housing$90,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 95206$214
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95206$275
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$475,000
2026-05-23Listed for sale$485,000
2024-02-23Sold$483,690
2024-02-01Pending sale$475,990
2023-12-15Listed for sale$475,990
2023-11-13Listing removed--
2023-11-09Listed for sale$565,990
2023-05-12Listing removed$493,182
2023-05-06Price change$491,798
2023-05-05Price change$493,182
2023-04-20Price change$488,412
2023-04-04Listed for sale$486,104

For Sale by Agent

AgentRafael Ochoa
BrokerageDigital Real Estate Services

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