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3700 E Fernan Hill Rd, Coeur D Alene, ID, 83814

6beds
3baths
2,968sqft
$1,070,000
$361price/sqft
$6,283/moest. monthly cost
$251,320/yrincome needed

About This Home

Spectacular Lake and Mountain Views from this 6-bedroom 3 bath well maintained home. Includes a daylight walk-out basement that has its own finished in-law quarters with its own entrance. This home comes completely furnished and ready for you to move in or use as an investment property for short term rental.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Fernan STEM AcademyGrades K-51.0 mi
--
Lakes Middle SchoolGrades 6-81.5 mi
7/10
Coeur d'Alene High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Washer,Wall Oven,Refrigerator,Microwave,Disposal,Dishwasher,Cooktop

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Fireplace,High Speed Internet
  • Flooring: Wood,Tile,Carpet
  • Fireplace features: Gas Stove
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Natural Gas,Forced Air,Gas Stove,Furnace

Interior Area

  • Total structure area: 2,968
  • Total interior livable area: 2,968 sqft

Property

Details

  • Parcel number: C80900010010
  • Zoning: CDA-R-3- Res
  • Other equipment: Satellite Dish

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s),Territorial,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterbody name: Fernan Lake

Lot

  • Lot size: 2.46 Acres
  • Features: Steep Slope,Sloped,Southern Exposure,Wooded

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Landslide

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,410$64,920
Home Insurance $222$2,664
Property Taxes $470$5,640
Electricity $181$2,177
Total$6,283$75,396

Income You'd Need if You Spent...

35% on housing$215,417/yr
40% on housing$188,490/yr
45% on housing$167,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 83814$517
Kootenai County$391

vs Homes Sold Last Month

Median $/sqft

ZIP 83814$352
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$1,100,000
2022-01-27Listing removed--
2021-10-19Price change$3,500
2021-10-12Listed for rent$3,800
2021-09-08Listing removed--
2021-09-02Listed for rent$3,800
2021-05-22Listing removed--
2021-04-01Pending sale$875,000
2021-03-27Listed for sale$875,000
2015-03-12Listing removed$500,000
2015-01-16Pending sale$500,000
2014-08-21Price change$500,000
2014-07-30Listed for sale$525,000

For Sale by Agent

AgentBrent Christensen
BrokerageTomlinson Sotheby's International Realty (Idaho)

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