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605 Penn Ridge Dr, North Liberty, IA, 52317

4beds
3baths
2,002sqft
$439,900
$220price/sqft
$3,051/moest. monthly cost
$122,040/yrincome needed

About This Home

This spacious 4-bedroom, 3-bath home with a 3-car garage is located in the desirable Arlington Ridge subdivision. Enjoy a prime location just steps from scenic walking trails and Penn Meadows Park, with Liberty High School only a few blocks away. The home offers ample living space, modern conveniences, and easy access to outdoor recreation, making it an excellent choice for families and anyone seeking a vibrant neighborhood setting. This one owner home sits on a corner lot. W/D is located in the basement; house does have W/D hookups on main level if change is wanted for more convenience. Recent updates include Air conditioning, Furnace, Water heater and Roof in 2023. Inside of house painted 2026. Exciting Update! New carpet installed throughout all 4 bedrooms, the basement and the stairs 08/2006, giving the home a fresh, updated look and making it even more move-in ready. To schedule a showing, contact the listing agent!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
76
BikeVery Bikeable

Schools

7/10
Penn Elementary SchoolGrades PK-50.4 mi
6/10
Liberty High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2009

Materials

  • Construction materials: Partial Stone,Vinyl,Frame

Other

  • Builder name: Prime Ventures Const/

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range Or Oven,Refrigerator,Washer
  • Laundry features: Lower Level,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Vaulted Ceiling(s)
  • Flooring: Carpet,LVP
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 651
  • Finished area above ground: 1,351

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,002
  • Total interior livable area: 2,002 sqft

Property

Details

  • Parcel number: 0718134001
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 0.34 Acres
  • Features: Less Than Half Acre
  • Lot size dimensions: 105.00 x 140.00

Parking

  • Total spaces: 3
  • Parking features: On Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$186$2,232
Property Taxes $492$5,904
Electricity $149$1,792
Total$3,051$36,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,605/yr
40% on housing$91,530/yr
45% on housing$81,360/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 52317$184
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52317$181
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$439,900
2011-06-06Sold$238,000
2009-07-08Sold$50,000

For Sale by Agent

AgentTJ Kopet
BrokerageEdge Realty Group

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