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1346 Big Rock Loop, Los Alamos, NM, 87544

3beds
3baths
2,297sqft
$649,000
$283price/sqft
$4,874/moest. monthly cost
$194,960/yrincome needed

About This Home

Located near the end of North Mesa, this beautifully maintained two-story home offers a thoughtful blend of comfort, efficiency, and flexible living space. With three bedrooms plus a versatile loft, the floor plan easily adapts to your needs, whether as a home office, reading retreat, workout area, or multi-use space. The light-filled main level features soaring south-facing windows that bring in warmth and natural light throughout the day, an ideal setup for both comfort and energy efficiency. Beautiful new wood flooring runs throughout the first floor, adding warmth and a clean, modern feel. The updated kitchen offers ample storage and opens seamlessly to the family room, where a cozy pellet stove creates the perfect gathering space during cooler months. Formal living and dining areas provide additional room for entertaining or everyday living. Upstairs, the inviting primary suite includes an updated bath with a beautifully finished shower. Two additional bedrooms, a full bath, and the spacious loft complete the upper level. Outside, the yard features easy-care landscaping, towering ponderosa pines, and raised garden beds. Enjoy outdoor living on the patio or relax in the charming gazebo. The two-car garage offers abundant overhead storage. This home also features newer carpet and paint, along with updated bathrooms. Engineered acacia wood flooring was added in 2023, and the kitchen was updated with new counters and cabinets the same year. Windows were replaced in 2018. Conveniently located near the middle school, dog park, horse stables, playground, and tennis courts. With easy access to trails and all that North Mesa offers, this home is ready for you to move in and enjoy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
8/10
Los Alamos Middle SchoolGrades 7-81.7 mi
--

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Pitched,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Interior Steps
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Pellet Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None,Refrigerated,Window Unit(s)

Interior Area

  • Total structure area: 2,297
  • Total interior livable area: 2,297 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: R003800
  • Special condition: Standard

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Living area range: 2,001-2,500

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Direct Access,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Los Alamos County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$202$2,424
Property Taxes $1,228$14,736
Electricity $163$1,959
Total$4,874$58,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,108/yr
40% on housing$146,220/yr
45% on housing$129,973/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 87544$245
Los Alamos County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 87544
Los Alamos County$283

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$685,000
2026-04-16Price change$695,000
2026-04-01Listed for sale$699,000
2018-07-14Sold--
2018-05-28Pending sale$420,000
2018-05-23Listed for sale$420,000
2018-05-04Pending sale$420,000
2018-04-23Listed for sale$420,000
2013-09-27Sold--
2013-08-23Price change$268,500
2013-08-16Price change$279,950
2013-07-07Price change$284,950
2013-05-17Price change$289,990
2013-04-12Price change$299,000
2013-03-06Price change$304,500
2012-11-20Listed for sale$314,900

For Sale by Agent

AgentMary Houck
BrokerageAtomic Realty

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