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6985 Old Mountain Ash Pike, Williamsburg, KY, 40769

6beds
4baths
6,633.5sqft
$649,900
$98price/sqft
$4,748/moest. monthly cost
$189,920/yrincome needed

About This Home

Looking for a place where your family can grow, gather, and enjoy country living? This custom-built farmhouse offers 6,634 square feet of thoughtfully designed living space on 3.2 acres in the mountains of Southeastern Kentucky. Whether you're dreaming of a homestead, hobby farm, or multigenerational living, this property offers exceptional flexibility. With the prime location being within 10 minutes to I-75, and within an hour to Knoxville Tennessee or to the north, Lexington Ky at 1.5 hours, make this an ideal area for easy commuting. The main level features 12-foot ceilings, crown molding throughout, a spacious kitchen with custom cabinetry, pantry, formal dining room, parlor, living room, laundry room, two full bathrooms, and a magnificent and very private primary suite. The primary suite boasts 21-foot cathedral ceilings, a fireplace, two oversized walk-in closets, and direct access to a private sunroom and sun deck. The ensuite bath includes a double granite vanity, jetted tub, and a large tiled walk-in shower. A grand wood staircase leads to the second level with three additional bedrooms, a full bath, and an open loft overlooking the main living area. The finished walkout basement provides excellent space for extended family or guests, featuring a second kitchen, living room with a floor-to-ceiling rock fireplace, media room, two bedrooms, full bath, laundry room, pantry, and two large storage rooms. Outdoor amenities make this property ideal for those seeking a country lifestyle. A barn with electricity and well water includes a chicken coop and fenced area ready for livestock or hobby farming. The impressive 30x60 detached garage with a 30x30 basement offers abundant space for equipment, recreational vehicles, workshops, or storage. Enjoy a refreshing dip in your 27ft above ground pool with extensive decking and covered pergola. Gardeners....Create beautiful bouquets in your own established flower garden or pick fresh food in your ready to harvest vegetable garden! This place has it ALL! Relax on the 30x16 screened porch, enjoy the 12x30 sun deck, or take in the peaceful mountain setting from your own backyard. This one-of-a-kind property combines the comfort of a custom home with the space and versatility to create the lifestyle you've been searching for. Don't wait another second, call today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
8/10
8/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Sump Pump,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Entrance Foyer,Eat-in Kitchen,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Storm Window(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room,Gas Log,Master Bedroom,Propane,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 2,593
  • Finished area above ground: 4,040

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 6,633
  • Total interior livable area: 6,633 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Lower

Living Room

  • Level: First

Living Room

  • Level: Second

Master Bedroom

  • Level: First

Office

  • Level: Lower

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Other

  • Level: Lower

Recreation Room

  • Level: Lower

Utility Room

  • Level: First

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 1324003002.00

Features

  • Levels: Two
  • Exterior features: Garden
  • Fencing: Partial
  • Has view: Yes
  • View description: Rural,Trees/Woods,Neighborhood
  • Horses can be raised: Yes

Lot

  • Lot size: 3.20 Acres
  • Features: Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Detached Garage,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind
Tornado
Hail
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$549$6,588
Property Taxes $390$4,680
Electricity $523$6,285
Total$4,748$56,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,788/yr
40% on housing$142,440/yr
45% on housing$126,613/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 40769$133
Whitley County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 40769$125
Whitley County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$649,900
2026-06-29Listed for sale$659,900
2022-03-15Sold$485,000
2022-01-24Pending sale$490,000
2021-10-24Listed for sale$490,000

For Sale by Agent

AgentAnna King
BrokerageReliance One Realty

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