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417 River Ave E, Ryegate, MT, 59074

3beds
2baths
1,724sqft
$420,000
$244price/sqft
$2,646/moest. monthly cost
$105,840/yrincome needed

About This Home

Not everyone wants neighbors five feet away or weekends spent sitting in traffic. Some people want horses out the back door, fresh eggs in the morning, a garden that actually feeds the family, and enough ground to live life on their own terms. This 11.4-acre property sits on the edge of the quiet community of Ryegate, where small-town living meets wide-open Montana. Just about an hour from Billings, you’ll have the convenience of the city without giving up the peace that brought you here in the first place. The land is perimeter fenced with decreed water rights, gated pipe irrigation, mature shade trees, a barn with a large stall, hay storage and feed room, corrals, and plenty of room to create the hobby ranch you’ve always pictured. Whether your plans include horses, cattle, chickens, sheep, gardens, orchards, or simply raising your family with room to roam, this property gives you the foundation to make it happen. The barn could use a little updating, giving you the opportunity to finish it exactly the way you want. Inside, the 1,724-square-foot home has already seen the updates that matter. A new well, newer furnace, and tasteful improvements throughout mean you can spend your weekends enjoying the property instead of tackling major projects. Original hardwood floors bring character that can’t be duplicated, while three spacious bedrooms and one and a half bathrooms provide comfortable everyday living. A detached garage offers additional space that could become a home office, bunkhouse, hobby room, workout space, or extra storage. When you’re ready to leave the property, some of central Montana’s best hunting is practically in your backyard. Deadman’s Basin Reservoir is nearby and well known for trophy Tiger Muskie fishing, boating, and recreation, making this an ideal location for anyone who loves spending time outdoors. Finding acreage isn’t difficult. Finding irrigated acreage with water rights, no covenants, usable improvements, room for livestock, and an updated home at the edge of a welcoming small town is. If you’ve been waiting for a place where you can build the lifestyle instead of just talking about it, your search may be over. Property is located within the FEMA 100-year floodplain. Buyers are encouraged to complete their own due diligence regarding flood insurance requirements and property use.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

--
Ryegate SchoolGrades PK-80.5 mi
2/10
Ryegate High SchoolGrades 9-120.5 mi
--
Ryegate 7-8Grades 7-80.5 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Finished area above ground: 1,724

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Propane,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,724
  • Total interior livable area: 1,724 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 1327000000
  • Zoning description: None/Unknown
  • Special condition: None
  • Horse amenities: Corral(s),Livestock Barn

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sprinkler/Irrigation
  • Fencing: Perimeter
  • Has view: Yes
  • View description: Meadow,Rural,Trees/Woods

Lot

  • Lot size: 11.40 Acres
  • Features: Lawn

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Winter Weather
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Golden Valley County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance $257$3,084
Property Taxes $115$1,380
Electricity $151$1,812
Total$2,646$31,752

Income You'd Need if You Spent...

35% on housing$90,720/yr
40% on housing$79,380/yr
45% on housing$70,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 59074$136
Golden Valley County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 59074
Golden Valley County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$420,000

For Sale by Agent

AgentTara Petersen
BrokerageMT Ranch & Home Real Estate

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