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207 7th St, Grundy Center, IA, 50638

1beds
2baths
0sqft
$100,000
--price/sqft
$862/moest. monthly cost
$34,480/yrincome needed

About This Home

Built in 1915, this 912-sq-ft home blends classic character with thoughtful updates and a layout that simply works. The main floor offers a comfortable living area filled with natural light, updated flooring, and room to arrange your spaces the way you live. The dining area sits between the living room and kitchen, creating an easy flow for everyday routines. The kitchen is practical and well-laid-out, with plenty of cabinet storage, multiple windows for natural light, and space to work. A full bathroom and a main-level bedroom round out the first floor, keeping essential living spaces easily accessible. The lower level adds versatility with a non-conforming bedroom that can serve as a guest room, office, or hobby space. Outside, the large yard gives you room to spread out whether you’re gardening, relaxing, or planning future projects. If you’re looking for a manageable home with charm, usable space, and a great lot in Grundy Center, this one is ready for its next chapter.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

10/10
7/10
Grundy Center High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Slate

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Built-In Range,Cooktop,Dishwasher,Dryer,MicroHood,Microwave,Microwave Built In,Refrigerator,Washer,Water Conditioner,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Floor Drain,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 871712233004
  • Zoning: R-R
  • Special condition: Standard

Features

  • Patio & porch: Covered,Porch

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 70 x 142

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Detached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Tornado
Cold Wave
Drought

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$101$1,212
Property Taxes $135$1,620
Electricity $121$1,452
Total$862$10,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,554/yr
40% on housing$25,860/yr
45% on housing$22,986/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 14.3%
14.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 50638$150
Grundy County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 50638$105
Grundy County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$110,000
2026-03-24Price change$115,000
2026-02-25Listed for sale$120,000
2019-05-04Listing removed$58,500
2018-10-05Listed for sale$58,500

For Sale by Agent

AgentAmanda Sager
BrokerageRE/MAX Concepts - Cedar Falls

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