106 Spruce St, Montrose, IA, 52639
About This Home
A rare and extraordinary offering, this historic former Catholic church has been beautifully transformed into an elegant private residence where timeless architectural charm meets refined modern living. Built in the 1860s, the home showcases breathtaking original stained glass windows alongside sophisticated updates throughout. Inside, luxury LVP main floor, cozy gas fireplace, and a thoughtfully updated kitchen create a warm and inviting atmosphere. All appliances convey. The beautifully remodeled bath features a striking copper clawfoot soaking tub, adding a touch of luxury and character. The lofted owner’s suite offers a peaceful retreat complete with a walk-in closet, private bath, plush carpet, and additional flex space ideal for a home office or sitting area. The detached oversized five-car garage features newer vinyl siding, windows, and doors, providing exceptional space for vehicles, hobbies, or storage. Both the home and garage are topped with metal roofs backed by a lifetime warranty for added peace of mind. Outdoor living is equally impressive with an expansive Trex deck, elegant wrought iron railings, professional landscaping, custom lighting, and plenty of space for entertaining or relaxing. Enjoy views of the majestic Mississippi River from the front porch. This truly one-of-a-kind property offers a rare opportunity to own a remarkable piece of history thoughtfully reimagined for modern living and would also be a great AIR BNB!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1860
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: See Remarks
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace(s),Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,392 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 013918111540040
Features
- Fencing: Privacy,Wood
Lot
- Lot size: 0.48 Acres
- Lot size dimensions: 150 x 40 20,909 Total Sq Ft
Parking
- Total spaces: 5
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $885 | $10,620 |
| Property Taxes | $337 | $4,044 |
| Electricity | $121 | $1,452 |
| Total | $2,986 | $35,832 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $325,000 |
| 2026-06-02 | Price change | $329,900 |
| 2026-05-21 | Listed for sale | $339,900 |
| 2025-04-25 | Sold | $322,000 |
| 2025-04-25 | Pending sale | $330,000 |
| 2025-03-21 | Price change | $330,000 |
| 2019-03-18 | Price change | $139,500 |
| 2019-02-05 | Price change | $159,500 |
| 2019-01-14 | Price change | $174,000 |
| 2018-12-17 | Listed for sale | $219,500 |
| 2011-07-29 | Sold | $110,000 |
| 2008-10-20 | Sold | $102,000 |
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