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1023 Plum Ridge Drive, Sellersburg, IN, 47172

4beds
3baths
3,482sqft
$529,900
$152price/sqft
$3,699/moest. monthly cost
$147,960/yrincome needed

About This Home

Just Listed in Sellersburg! Welcome to 1023 Plum Ridge Drive, a beautifully updated 4-bedroom, 3-bath home offering 4,432 total sq. ft. with 3,482 finished sq. ft. This home features an updated kitchen, spacious living areas, a welcoming covered front porch, .35-acre lot, new paint and flooring throughout, and a gorgeous covered back deck perfect for relaxing or entertaining. This move-in-ready home has the space, style, and comfort you've been looking for. Schedule your private showing today!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
7/10
6/10
Silver Creek High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Foundation: Poured
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator
  • Laundry features: Main Level,Other

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sump Pump

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Main Level Primary,Pantry,Split Bedrooms,Cable TV,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 870
  • Finished area above ground: 2,612

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,482
  • Total interior livable area: 3,482 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 26000130150
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Deck,Landscaping,Paved Driveway,Porch,Patio

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$289$3,468
Property Taxes $412$4,944
Electricity $319$3,830
Total$3,699$44,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,822/yr
40% on housing$110,970/yr
45% on housing$98,640/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 47172$131
Clark County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 47172$162
Clark County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$529,900
2026-07-16Listed for sale$549,900
2019-09-11Sold$306,000
2019-08-02Price change$314,900
2019-06-27Price change$319,900
2019-06-21Listed for sale$329,900

For Sale by Agent

AgentCaleb Jones
BrokerageEXIT Realty Choice

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