3320 Nine Penny Ln, Charlestown, IN, 47111
About This Home
Beautiful home on 1 acre featuring an open-concept kitchen, dining, and living area with 1,585 sq. ft. on the main level. Upstairs offers 3 bedrooms and 2 full bathrooms, including a spacious primary suite with walk-in closets and a large en-suite bathroom with a walk-in shower. The mostly finished basement includes a large family room, 1 additional bedroom, and 1 full bathroom, providing plenty of extra living space. The home also features an attached 2-car garage and a spacious yard with room to enjoy the outdoors. Move-in ready and perfect for anyone looking for a modern home with plenty of space inside and out!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Roof: Other
- Construction materials: masonry
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Tile,Carpet,Laminate
Heating & Cooling
- Heating features: Heat pump,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 2,700 sqft
Property
Details
- Parcel number: 100313900054000003
Features
- Exterior features: Brick
Lot
- Lot size: 1 Acres
Parking
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $257 | $3,084 |
| Electricity | $247 | $2,970 |
| Total | $2,894 | $34,728 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Listed for sale | $434,900 |
View on Zillow