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20102 Regent Cir, Hagerstown, MD, 21742

4beds
3baths
3,614sqft
$599,990
$166price/sqft
$4,239/moest. monthly cost
$169,560/yrincome needed

About This Home

To-Be-Built “Pre-Permitted” - Carlisle by Maronda Homes offers a spacious and functional layout with over 2900 square feet of living space. Situated on a 1+-acre homesite, this home includes 4 bedrooms, 2.5+ bathrooms, and a 3-car garage—providing plenty of space for everyday living and storage. Inside, you'll find an open-concept main level with a well-appointed kitchen featuring a large island and walk-in pantry, flowing into the dining area and a beautifully lit sunroom. A flex space near the entry is perfect for a home office or extra living area. Upstairs, the owner’s suite includes a private bath and oversized walk-in closet, while the secondary bedrooms offer generous space and convenience. Enjoy the added privacy and outdoor room that comes with a full acre—ideal for entertaining and room to grow! Photos are of a decorated model and may show optional features and upgrades. This home is to-be-built, schedule an appointment.

Getting Around

19
WalkingCar-Dependent
7
TransitMinimal Transit
20
BikeSomewhat Bikeable

Schools

5/10
10/10
Smithsburg Middle SchoolGrades 6-85.3 mi
8/10
Smithsburg High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Passive Radon Mitigation
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: CARLISLE
  • Builder name: MARONDA HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Ice Maker,Microwave,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
  • Laundry features: Hookup,Upper Level

Basement

  • Area: 800

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Full,Water Proofing System,Partially Finished,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Combination Kitchen/Dining,Dining Area,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall
  • Flooring: Luxury Vinyl,Carpet,Ceramic Tile
  • Finished area below ground: 800
  • Finished area above ground: 2,814

Heating & Cooling

  • Heating features: Programmable Thermostat,Electric
  • Cooling features: Central Air,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 3,614
  • Total interior livable area: 3,614 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Lighting,Rain Gutters

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$236$2,832
Property Taxes $510$6,120
Electricity $460$5,525
Total$4,239$50,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,337/yr
40% on housing$127,170/yr
45% on housing$113,040/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 21742$158
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21742$171
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$599,990
2026-02-24Listed for sale$643,115
2025-10-20Listing removed$524,990
2025-08-04Listed for sale$524,990

New Construction

AgentCindy Gomez
BrokerageNew Home Star Virginia, LLC

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