




89 Walnut St, Waynesville, NC, 28786
About This Home
Charming historic home located just steps from downtown Waynesville and Main Street. This unique property offers the perfect blend of character, convenience, and flexibility, all within walking distance to Main Street shops, restaurants, and local amenities. The home features a spacious layout with multiple rooms that can serve as bedrooms, offices, or flex spaces, along with a kitchen, common living areas, and bathrooms. There are two half baths as the current usage is as an office. The upstairs bathroom has existing plumbing for a tub and/or shower. High ceilings, original details, and abundant natural light create a warm and inviting atmosphere throughout. Situated along Walnut Street, the property offers excellent accessibility and visibility while still maintaining a residential feel. Ideal for a primary residence, live/work opportunity, or those seeking a home within close proximity to downtown Waynesville. Rare opportunity to own a versatile property in one of Waynesville’s most desirable and walkable locations.
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom Half
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- 1/2 bathrooms: 2
- Main level bedrooms: 1
Bonus Room
- Level: Upper
Features
- Door features: French Doors,Insulated Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Linoleum,Tile,Wood
- Fireplace features: Family Room
- Finished area below ground: 0
- Finished area above ground: 2,055
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,055
- Total interior livable area: 2,055 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 8615389892
- Zoning: MXO
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch
Lot
- Lot size: 0.12 Acres
Parking
- Parking features: Driveway,On Street,Parking Space(s)
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Haywood County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,960 | $35,520 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $269 | $3,228 |
| Electricity | $200 | $2,405 |
| Total | $3,653 | $43,836 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $585,500 |
| 2026-04-03 | Listed for sale | $595,500 |
| 2014-03-28 | Sold | $295,000 |
| 2014-02-10 | Sold | $1,300 |
| 2007-06-21 | Sold | $390,000 |
