Primary listing photo
Listing photo 2

19508 Temple Ave, South Chesterfield, VA, 23834

3beds
2baths
1,008sqft
$309,000
$307price/sqft
$2,135/moest. monthly cost
$85,400/yrincome needed

About This Home

*COMING SOON* Updated rancher offering the ease of one-level living on a large, private lot! Freshly painted throughout and featuring brand-new appliances and a brand-new roof, this move-in ready home combines comfort and functionality. This home features 3 bedrooms and 2 FULL bathrooms, with space designed for everyday living. Enjoy your morning coffee on the covered front country porch or unwind on the covered rear deck overlooking the peaceful, wooded backyard. Car enthusiasts, hobbyists, and those needing extra storage will love the oversized 27' x 24' detached two-car garage, providing ample room for vehicles, tools, and a workshop. The large lot offers exceptional privacy, with protected wooded views behind the home—no future construction behind you.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Ettrick Elementary SchoolGrades PK-51.3 mi
4/10
Matoaca Middle SchoolGrades 6-82.4 mi
4/10
Matoaca High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Roof: Composition,Shingle
  • Construction materials: Drywall,Frame,Hardboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Eat-in Kitchen,Laminate Counters,Bath in Primary Bedroom,Main Level Primary
  • Flooring: Vinyl,Wood
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 794618216400000
  • Zoning description: R7

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Deck,Porch,Unpaved Driveway
  • Fencing: None
  • Residential vegetation: Mixed

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Circular Driveway,Direct Access,Driveway,Garage,Oversized,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$144$1,728
Property Taxes $227$2,724
Electricity $202$2,433
Total$2,135$25,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,200/yr
40% on housing$64,050/yr
45% on housing$56,933/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 23834$153
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23834$176
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
1990-09-01Sold$59,450

Coming Soon

AgentLeslie Hasek
BrokerageJoyner Fine Properties

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