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10362 Mount Zion Church Rd, Brandy Station, VA, 22714

3beds
1baths
1,000sqft
$379,900
$380price/sqft
$2,345/moest. monthly cost
$93,800/yrincome needed

About This Home

STUNNING YET AFFORDABLE RAMBLER! GORGEOUS GOURMET KITCHEN WITH GRANITE AND STAINLESS! ROOMY, OPEN FLOOR PLAN! GLOWING HARDWOOD FLOORS! BEAUTIFUL LUXURY BATHROOM! EXCELLENT COMMUTER LOCATION! YOU WILL NOT FIND THIS LEVEL OF LUXURY IN THIS PRICE RANGE!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
4/10
Culpeper Middle SchoolGrades 6-85.4 mi
4/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Front

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 22 70C
  • Zoning: A1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$91$1,092
Property Taxes $132$1,584
Electricity $202$2,433
Total$2,345$28,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,400/yr
40% on housing$70,350/yr
45% on housing$62,533/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 22714$156
Culpeper County$322

vs Homes Sold Last Month

Median $/sqft

ZIP 22714$251
Culpeper County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$379,900
2026-07-15Price change$379,900
2026-07-06Listed for sale$380,000
2022-11-03Sold$288,000
2022-09-28Contingent$287,500
2022-09-12Price change$287,500
2022-08-01Listed for sale$300,000
2022-07-26Contingent$300,000
2022-07-19Listed for sale$300,000
2016-11-29Sold$183,500
2016-09-04Listed for sale$185,900
2016-08-30Pending sale$185,900
2016-08-20Price change$185,900
2016-08-10Price change$189,900
2016-08-05Price change$194,800
2016-07-17Price change$194,900
2016-05-29Pending sale$199,750
2016-05-27Price change$199,750
2016-04-22Price change$199,900
2016-03-18Pending sale$189,900
2016-03-11Price change$189,900
2016-03-04Price change$195,000
2016-02-12Price change$199,900
2016-01-30Price change$209,900
2016-01-19Price change$199,900
2016-01-15Listed for sale$219,800
2015-09-17Sold$90,000
2014-12-04Sold$119,506

For Sale by Agent

AgentAlexsandra Rodriguez
BrokerageFirst Decision Realty LLC

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