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3120 Clermont Dr, Muscatine, IA, 52761

5beds
5baths
3,590sqft
$849,000
$236price/sqft
$6,423/moest. monthly cost
$256,920/yrincome needed

About This Home

Welcome to a residence where executive scale meets the soul of a true home. This expansive home is a study in thoughtful design, offering five bedrooms and five bathrooms. To provide the ultimate privacy and convenience, three of the bedrooms serve as private retreats with their own dedicated ensuites, for family or guests. The heart of the home is defined by an elegant, intuitive flow designed for both productivity and peace. There is a dedicated office, secluded behind stately French doors. It is a space designed for the modern professional who values a silent, light-filled sanctuary for deep focus. Just steps from the office, the home opens into a warm, expansive living center. The transition is marked by beautiful columns with decorative shelving that lead you into the living room. The focal point of the living room is a magnificent gas fireplace, accented with stone and custom cabinetry, creating an atmosphere of timeless comfort that invites you to linger. The kitchen is both a chef's dream and a social centerpiece, featuring gleaming granite countertops, stainless steel appliances, and a spacious walk-in pantry. The large central island serves as the natural gathering spot, perfect for hosting festive celebrations or enjoying a quiet morning coffee. This level also features a large locker area, a coat room to keep daily life organized and seamless and a beautiful sunroom. The lifestyle experience extends far beyond the main floor. The lower level is a world unto itself, featuring a spacious family room, a dedicated exercise room, two additional bedrooms, a full bathroom and a room for storage. The upper level has a versatile bonus room conveniently located near the dedicated laundry suite. The garage includes a rear garage door for easy access to the backyard. Step outside to your private club. From the shimmering pool and sophisticated pool house that includes an additional bathroom, to the therapeutic warmth of the hot tub, pergola and gas firepit this home is designed for year-round relaxation and memories. This represents a rare opportunity to own a home that balances grand executive features with the genuine warmth of a family sanctuary. Water Softener Is Owned Water Heater 2019 Refrigerator is 1 year old Dishwasher is less than 5 years old Pool House T.V. LAN Cable Pool could have a heater but currently does not. New Owner would need to put a heating chamber in.

Getting Around

14
WalkingCar-Dependent
17
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

6/10
5/10
Susan Clark Junior HighGrades 7-81.3 mi
6/10
Muscatine High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2013

Materials

  • Construction materials: Asphalt,Attic/Crawl Hatchway(s) Insulated,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Disposal,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5

Features

  • Window features: Drapes
  • Fireplace: Yes
  • Finished area below ground: 1,243
  • Finished area above ground: 1,798

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,590
  • Total interior livable area: 3,590 sqft

Property

Details

  • Parcel number: 0827102023 & 0827102021
  • Zoning: residential
  • Zoning description: residential

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: Swimming Pool
  • Patio & porch: Porch
  • On waterfront: Yes

Lot

  • Lot size: 0.80 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Lightning
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$625$7,500
Property Taxes $1,238$14,856
Electricity $267$3,213
Total$6,423$77,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,217/yr
40% on housing$192,690/yr
45% on housing$171,280/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 52761$117
Muscatine County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 52761$118
Muscatine County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$825,000
2026-08-07Price change$825,000
2026-07-02Listed for sale$849,000
2026-04-10Pending sale$849,000
2026-04-06Listed for sale$849,000

For Sale by Agent

AgentWENDI S. INGRAM
BrokerageRUHL & RUHL REALTORS

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