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1921 Highway 1804, Williamsburg, KY, 40769

5beds
3baths
1,652sqft
$175,000
$106price/sqft
$1,309/moest. monthly cost
$52,360/yrincome needed

About This Home

Discover the potential of this beautiful unrestricted property featuring a large pond right in your backyard, offering a peaceful setting and endless possibilities. Whether you're looking for a private retreat, investment opportunity, or a place to build your dream home, this property checks all the boxes. The land includes two mobile homes—one in good condition and ready for use, while the second offers great potential as a rental or guest home with a little TLC. With no restrictions, you have the freedom to use the property as you choose—live, invest, or develop. Enjoy the tranquility of country living with the added benefit of water frontage from your own pond, perfect for relaxing, fishing, or simply taking in the view. Opportunities like this are hard to find—don't miss your chance to make it yours.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
Boston Elementary SchoolGrades PK-61.2 mi
8/10
8/10
Whitley County High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,652

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,652
  • Total interior livable area: 1,652 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1520000011.00

Features

  • On waterfront: Yes
  • Waterbody name: Other

Lot

  • Lot size: 6.76 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind
Tornado
Hail
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$148$1,776
Property Taxes $123$1,476
Electricity $154$1,850
Total$1,309$15,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,880/yr
40% on housing$39,270/yr
45% on housing$34,906/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 40769$133
Whitley County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 40769$125
Whitley County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$175,000
2006-06-14Sold$84,932

For Sale by Agent

AgentShawn J Fisher
BrokerageWEICHERT REALTORS - Ford Brothers

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