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13543 Hanging Rock Ln, Lovettsville, VA, 20180

4beds
5baths
2,804sqft
$999,900
$357price/sqft
$6,171/moest. monthly cost
$246,840/yrincome needed

About This Home

Welcome to 13543 Hanging Rock Ln, a stunning, modern mountain retreat nestled on prestigious Short Hill Mountain in Lovettsville, Virginia — one of Loudoun County’s most scenic and desirable addresses. Designed for comfort, privacy, and memorable gatherings, this beautifully updated home blends contemporary luxury with serene natural surroundings. This spacious property offers 4 king-size primary suites, each with its own full bathroom — an ideal layout for family living, guests, or multigenerational households. The open-plan living space is bright and inviting, perfect for everyday living or entertaining, and features thoughtful details throughout, such as under mount island lighting in the kitchen. Outdoor living is exceptional here, with plenty of space to enjoy the wooded landscape and views of the rolling countryside. Relax by the private hot tub after a day exploring local wineries, hiking trails, and charming nearby towns, or take advantage of the property’s proximity to some of Virginia’s best outdoor recreation and wine country attractions. Previously operating as a highly-rated Airbnb vacation rental, this home consistently received excellent guest reviews for its spaciousness, scenic setting, and premium amenities, along with comfortable accommodations that made visitors feel right at home. Lovettsville itself is beloved for its small-town charm, community events, and quiet rural lifestyle while still being within reach of the vibrant amenities of Northern Virginia and the DC-metro region. This property presents a rare opportunity to own a distinctive home with proven vacation rental appeal or simply enjoy as your primary residence or weekend retreat. Don’t miss your chance to own a one-of-a-kind mountain home with modern finishes, flexible living space, and outstanding location — truly a retreat with appeal for buyers and guests alike.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
8/10
Woodgrove High SchoolGrades PK-126.2 mi
7/10
Harmony Middle SchoolGrades 6-87.4 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Permanent
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Freezer,Oven,Refrigerator,Washer,Dryer,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Walk-Out Access,Garage Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,804

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,804
  • Total interior livable area: 2,804 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 478199269000
  • Zoning: AR1
  • Special condition: Standard
  • Other equipment: Negotiable

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Barbecue
  • Has spa: Yes
  • Spa features: Hot Tub

Lot

  • Lot size: 3.90 Acres
  • Features: Unknown Soil Type

Parking

  • Total spaces: 6
  • Parking features: Covered,Basement,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$200$2,400
Property Taxes $645$7,740
Electricity $270$3,241
Total$6,171$74,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,577/yr
40% on housing$185,130/yr
45% on housing$164,560/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 20180$282
Loudoun County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 20180$253
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$999,900
2026-03-04Price change$1,050,000
2026-01-08Listed for sale$1,100,000
2021-07-24Listing removed$150,000
2021-03-14Listed for sale$150,000
2020-11-02Listing removed$399,900
2020-06-02Listed for sale$399,900

New Construction

AgentFlavia Yuch
BrokerageRedfin Corporation

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