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2760 Oakhurst Dr, Lake City, MN, 55041

3beds
3baths
3,382sqft
$615,000
$182price/sqft
$4,362/moest. monthly cost
$174,480/yrincome needed

About This Home

Stunning views set the stage for this beautifully designed home, offering both comfort & versatility. The spacious kitchen is a true centerpiece, featuring an eat-up bar, large dining area, knotty alder cabinetry, a corner walk-in pantry, and a dedicated coffee bar—perfect for everyday living and effortless entertaining. Step outside to the back deck overlooking a peaceful wooded hillside, complete with a concrete pad underneath, & a hardline gas hookup for your grill, making outdoor gatherings a breeze. The inviting living room showcases a cozy gas fireplace, while the main level also includes a private primary suite with a ¾ bath and walk-in closet with a laundry basket pass through to the main floor laundry. 2nd bedroom on main & full bath. A stairway corner window fills the space with natural light and is equipped with convenient remote-control shades. The lower level offers exceptional flexibility, featuring a sliding barn type door for added privacy, a spacious recreation room with a second gas fireplace, & a wet bar with kegerator—ideal for hosting or relaxing. Two additional bedrooms and a ¾ bath provide ample space for guests or family. In-floor heat piping is already installed (just awaiting connection & boiler). The home is efficiently heated with a forced-air natural gas furnace. You’ll also appreciate the abundant storage in the utility area. The oversized two-car attached garage includes stairway access to the basement for added convenience. As an added bonus, the sale includes the adjacent 0.35-acre lot—perfect for building an additional garage, just awaiting final approval by the City & Architectural Control Committee, offering exciting potential for future expansion.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
Lincoln SecondaryGrades 7-122.0 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Block,Brick,Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Water Softener Owned
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Full

Bathroom

  • Level: Main
  • Area: 61.56
  • Dimensions: 5.7x10.8

Bathroom

  • Level: Basement
  • Area: 57
  • Dimensions: 10x5.7

Bedroom

  • Level: Main
  • Area: 193.28
  • Dimensions: 15.10x12.8

Bedroom2

  • Level: Main
  • Area: 139.32
  • Dimensions: 12.9x10.8

Bedroom3

  • Level: Basement
  • Area: 150
  • Dimensions: 10x15

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 172.8
  • Dimensions: 18x9.6

Family Room

  • Level: Basement
  • Area: 436.5
  • Dimensions: 22.5x19.4

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 1,691

Foyer

  • Level: Main
  • Area: 63.36
  • Dimensions: 7.2x8.8

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,382
  • Total interior livable area: 3,382 sqft

Kitchen

  • Level: Main
  • Area: 291.6
  • Dimensions: 18x16.2

Living Room

  • Level: Main
  • Area: 303
  • Dimensions: 18x16'10

Primary Bathroom

  • Level: Main
  • Area: 93.96
  • Dimensions: 11.6x8.10

Utility Room

  • Level: Basement
  • Area: 488.4
  • Dimensions: 14.8x33.0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R220236500
  • Zoning description: Residential-Single Family
  • Foundation area: 1691

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 0.71 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 84.75 x 152.69 x 150.25 x 193.25 x 102.33

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Winter Weather
Drought
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in Wabasha County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$370$4,440
Property Taxes $598$7,176
Electricity $285$3,422
Total$4,362$52,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,554/yr
40% on housing$130,860/yr
45% on housing$116,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 55041$189
Wabasha County$261

vs Homes Sold Last Month

Median $/sqft

ZIP 55041$161
Wabasha County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$637,500
2013-12-31Sold$23,500

For Sale by Agent

AgentSonda J. Featherstone
BrokerageFeatherstone Real Estate, LLC

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