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224 Harvard St, Colorado Springs, CO, 80911

5beds
3baths
2,082sqft
$359,900
$173price/sqft
$2,403/moest. monthly cost
$96,120/yrincome needed

About This Home

Solid brick ranch on a quarter acre with mountain views, open space behind the lot, no HOA, and a fully finished basement that doubles your living space. This is the kind of home that does not come along often at this price point in Colorado Springs. Rich hardwood floors flow through the main level, where a 22x13 living room, three bedrooms including a primary with adjoining bath, a walkout kitchen, and a walkout dining room create an easy, comfortable single-level layout. The covered concrete patio just off the dining and kitchen area extends your living space outdoors, overlooking a fenced backyard with a storage shed and views of open space. The 100% finished basement is the real surprise. A sprawling 29x13 family room anchors the lower level, flanked by two generously sized bedrooms, a full bath, and a dedicated laundry room. Whether you need room for guests, a home office, a rec room, or all three, the basement delivers without compromise. Central air, forced air heat, vinyl windows, a composite shingle roof, and a two-car attached garage round out the package. Range, dishwasher, and refrigerator convey. Located near parks, schools, and shopping in the Widefield School District with Mesa Ridge High School. This home is sold as is.

Getting Around

32
WalkingCar-Dependent
22
TransitMinimal Transit
51
BikeBikeable

Schools

5/10
4/10
5/10
Mesa Ridge High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1966

Materials

  • Roof: Composite Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • 6-Panel Doors,High Speed Internet
  • Flooring: Carpet,Ceramic Tile,Wood
  • Fireplace features: None
  • Finished area below ground: 1,041
  • Finished area above ground: 1,041

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,082
  • Total interior livable area: 2,082 sqft

Other

  • Level: Main
  • Area: 132

Property

Details

  • Parcel number: 6524407003

Features

  • Patio & porch: Concrete,Covered
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.25 Acres
  • Features: Backs to Open Space,Level,Near Park,Near Schools,Near Shopping Center,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$264$3,168
Property Taxes $134$1,608
Electricity $186$2,232
Total$2,403$28,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,388/yr
40% on housing$72,090/yr
45% on housing$64,080/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 80911$151
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80911
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$349,000
2026-08-06Price change$349,000
2026-06-26Listed for sale$359,900
2018-09-28Sold$235,000
2018-09-11Listed for sale$239,900
2018-09-11Pending sale$239,900
2018-09-06Listed for sale$239,900
2018-09-05Pending sale$239,900
2018-08-21Listed for sale$239,900
2018-08-18Pending sale$239,900
2018-08-13Listed for sale$239,900
2018-07-17Pending sale$239,900
2018-07-13Price change$239,900
2018-07-07Listed for sale$249,900
2015-06-05Sold$190,000
2015-05-05Listed for sale$185,000
2015-05-01Pending sale$185,000
2015-05-01Listed for sale$185,000
2015-03-25Pending sale$185,000
2015-03-22Listed for sale$185,000
2014-12-31Sold$85,000

For Sale by Agent

AgentTreasure Davis
BrokerageExp Realty LLC

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