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593 Water Works Rd, Fort Thomas, KY, 41075

2beds
1baths
1,255sqft
$154,900
$123price/sqft
$1,051/moest. monthly cost
$42,040/yrincome needed

About This Home

Discover this classic 1920s residence situated on a generous, scenic lot in the highly coveted Fort Thomas community. This 1.5-story home exudes character, offering a rare opportunity to own a piece of local history while adding your personal touch. The versatile floor plan features well-proportioned rooms with plenty of natural light. Traditional architectural details pay homage to its heritage, while the full basement provides ample storage or the perfect canvas for a custom workshop or hobby space. Set back on a lush, expansive lot (approx. 0.3 acres), the property offers a peaceful retreat with mature trees and plenty of room for gardening or outdoor entertaining. Located in an award-winning school district and just minutes from Highland Park, local dining, and the Fort Thomas swim club. Easy access to 471 makes for a quick commute to Downtown Cincinnati.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

10/10
Johnson Elementary SchoolGrades PK-50.8 mi
8/10
Highlands Middle SchoolGrades 6-80.7 mi
10/10
Highlands High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Wood Flooring
  • Level: Second
  • Area: 126
  • Dimensions: 14 x 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Wood Flooring
  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Family Room

  • Features: Wood Flooring
  • Level: First
  • Area: 224
  • Dimensions: 14 x 16

Features

  • Window features: Double Hung,Wood Frames
  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,255
  • Total interior livable area: 1,255 sqft

Kitchen

  • Features: Vinyl Flooring
  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Living Room

  • Features: Wood Flooring
  • Level: First
  • Area: 276
  • Dimensions: 12 x 23

Primary Bedroom

  • Features: Wood Flooring
  • Level: Second
  • Area: 154
  • Dimensions: 14 x 11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 9999917211.00
  • Zoning description: Residential

Features

  • Levels: Multi/Split
  • Stories: 1
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.29 Acres
  • Features: Sloped
  • Lot size dimensions: 42 x 252 IRR

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$67$804
Property Taxes $47$564
Electricity $154$1,850
Total$1,051$12,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,034/yr
40% on housing$31,530/yr
45% on housing$28,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 41075$253
Campbell County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 41075$238
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$144,900
2026-07-17Price change$154,900
2026-07-03Price change$159,900
2026-06-18Listed for sale$169,900
2026-05-05Pending sale$169,900
2026-04-10Listed for sale$169,900
2026-03-02Listing removed$174,900
2025-12-04Pending sale$174,900
2025-10-21Price change$174,900
2025-09-09Listed for sale$184,900
2017-05-22Listing removed$900
2017-03-30Listed for rent$900
2015-09-22Sold$59,600
1999-09-20Sold$75,000

For Sale by Agent

AgentTimothy Settles
BrokerageTrelora Realty, Inc

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