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92-8203 Plumeria Ln, Ocean View, HI, 96704

2beds
1baths
864sqft
$149,950
$174price/sqft
$1,432/moest. monthly cost
$57,280/yrincome needed

About This Home

Affordable opportunity in Hawaiian Ocean View Estates! Situated on approximately one acre at the corner of Plumeria Lane and Luau Drive, this 2-bedroom, 1-bath home offers approximately 864 square feet of living area with ocean and coastline views. The open living, dining and kitchen area extends to the outdoor deck, providing a comfortable space to enjoy the surrounding scenery and island lifestyle. Features include a metal roof, electric service, water catchment, a septic system and additional storage space beneath the home. To help visualize this home’s floor plan and to highlight its potential, virtual furnishings may have been added to photos found in this listing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-610.9 mi

Construction

Condition

  • Year built: 1996

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Blinds
  • Flooring: Carpet

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 3921060190000
  • Zoning: A-1A
  • Special condition: Fee Simple,Real Estate Owned

Features

  • Has view: Yes
  • View description: Garden,Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Fairly Level,Hilly

Lot

  • Lot size: 1.00 Acres
  • Features: Corner Lot

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$78$936
Property Taxes $222$2,664
Electricity $374$4,497
Total$1,432$17,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,097/yr
40% on housing$42,960/yr
45% on housing$38,186/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$355
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2019-05-07Sold$157,000
2019-03-23Pending sale$157,000
2019-03-08Listed for sale$157,000
2017-03-17Sold$120,000
2014-07-25Sold$110,000

Unknown Listed By

AgentPhilip Campos
BrokerageIsland Premier Realty, LLC

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